LUYCX GEERT
ActiveSummary
LUYCX GEERT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €-3k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 72% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+7
Solvency93▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.56 in 2024; short-term debt: 25.9% and cash: 13.7% of total assets), and 32.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
28 d early
2023
48 d early
2022
44 d early
2021
75 d early
2020
42 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▼ 3.0%
2024 · €98k
2018: €135k
2019: €80k
2020: €89k
2021: €73k
2022: €95k
2023: €110k
2024: €98k
2018 → 2025
Total assets
€140k▼ 8.8%
2024 · €154k
2018: €203k
2019: €143k
2020: €138k
2021: €145k
2022: €157k
2023: €185k
2024: €154k
2018 → 2025
Net result
€-3k▲ 75.0%
2024 · €-12k
2018: €21k
2019: €12k
2020: €9k
2021: €-30k
2022: €19k
2023: €15k
2024: €-12k
2018 → 2025
Working capital
€-10k▲ 44.6%
2024 · €-17k
2018: €31k
2019: €-17k
2020: €3k
2021: €-19k
2022: €3k
2023: €-16k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€95k▲ 29.6%€110k▲ 15.5%€98k▼ 10.7%€95k▼ 3.0%
Operating result€-29k-€21k€22k▲ 8.4%€-12k€-2k▲ 81.4%
Net result€-30k-€19k€15k▼ 21.0%€-12k€-3k▲ 75.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€114k ▼ 13.8%
Current assets
€27k ▲ 20.9%
Equity and liabilities €140k
Equity
€95k ▼ 3.0%
Provisions
€2k ▼ 27.8%
Debt
€43k ▼ 18.5%
Debt's share of the balance-sheet total falls from 34.2% to 30.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €8k
Cash flow
€15k▲
2024 · €9k
Current ratio
0.73▲
2024 · 0.56
Debt to equity
0.45▼
2024 · 0.54
ROE
-3.1%▲
2024 · -11.9%
ROA
-2.1%▲
2024 · -7.6%
Interest coverage
28.50▲
2024 · 10.13
Debt ≤ 1 year
€36k▼
2024 · €39k
Debt > 1 year
€7k▼
2024 · €13k
Income taxes
€1k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€140k▼
Fixed assets21/28€132k€114k▼
Tangible fixed assets22/27€132k€114k▼
Land and buildings22€94k€87k▼
Plant, machinery and equipment23€841€311▼
Furniture and vehicles24€34k€24k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€22k€27k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€297€3k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€15k€19k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€154k€140k▼
Equity10/15€98k€95k▼
Contributions10/11€19k€19k=
Reserves13€89k€85k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€13k€10k▼
Distributable reserves133€76k€76k=
Profit (loss) carried forward14€-10k€-9k▲
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€53k€43k▼
Amounts payable after more than one year17€13k€7k▼
Financial debts170/4€13k€7k▼
Amounts payable within one year42/48€39k€36k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€90€109▲
Taxes450/3€90€109▲
Remuneration and social security454/9€0-
Other amounts payable47/48€29k€28k▼
Accrued charges and deferred income492/3€579€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€18k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€117€-117▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€11k€18k▲
Operating profit (loss)9901€-12k€-2k▲
Financial income75/76B€82€37▼
Recurring financial income75€82€37▼
Financial charges65/66B€832€560▼
Recurring financial charges65€832€560▼
Profit (loss) for the period before taxes9903€-13k€-3k▲
Transfer from deferred taxes780€880€880=
Transfer to deferred taxes680€0-
Income taxes67/77€0€1k▲
Profit (loss) for the period9904€-12k€-3k▲
Transfer from tax-exempt reserves789€4k€4k=
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-8k€601▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-9k▲
Profit (loss) brought forward from the previous period14P€-1k€-10k▼
Transfer from equity791/2€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €110k ▲15.5%
2 profitable years in a row build equity to €110k.
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-30k ▼446%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
David Teniersstraat 261980 ZemstGround area
1,156 m²
Building footprint
163 m²
Volume, LiDAR
949 m³
Parcel 23020D0254/00F002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUYCX GEERT BVBA
since 20002.099.903.312
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020D0254/00F002 | Flanders | 1,156 m² | 1 · 163 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0894.585.072
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BE 0454.790.438
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SEMTECH HVACR
BE 0477.109.940
Ninove · Eq €94,902
Thib'eau
BE 0797.772.045
Namur · Eq €94,802
SAM CORNAND
BE 0629.868.708
Haaltert · Eq €94,774
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,899 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2000
Fiscal year end30-09
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.