LUYCKX
ActiveLUYCKX has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €12k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.85 against 10.86 in 2024; short-term debt: 14.5% and cash: 23.8% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d late
2023
30 d late
2022
39 d early
2021
37 d early
2020
23 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▼ 5.8%
2024 · €154k
2018: €3k
2019: €-13k
2020: €39k
2021: €81k
2022: €108k
2023: €151k
2024: €154k
2018 → 2025
Total assets
€169k▲ 0.6%
2024 · €168k
2018: €153k
2019: €113k
2020: €120k
2021: €140k
2022: €147k
2023: €177k
2024: €168k
2018 → 2025
Net result
€12k▲ 459%
2024 · €2k
2018: €902
2019: €-16k
2020: €51k
2021: €50k
2022: €27k
2023: €44k
2024: €2k
2018 → 2025
Working capital
€119k▼ 18.1%
2024 · €146k
2018: €8k
2019: €-16k
2020: €23k
2021: €68k
2022: €100k
2023: €143k
2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€108k▲ 33.3%€151k▲ 40.9%€154k▲ 1.4%€145k▼ 5.8%
Operating result€71k-€38k▼ 46.1%€62k▲ 61.8%€2k▼ 96.6%€16k▲ 681%
Net result€50k-€27k▼ 45.8%€44k▲ 63.5%€2k▼ 95.2%€12k▲ 459%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 681% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€25k▲ 225%
Current assets
€144k▼ 10.3%
Equity and liabilities €169k
Equity
€145k▼ 5.8%
Debt
€25k▲ 66.6%
The debt ratio rises from 8.8% to 14.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €6k
Cash flow
€17k▲
2024 · €6k
Solvency
85.5%▼
2024 · 91.2%
Current ratio
5.85▼
2024 · 10.86
Quick ratio
5.17▼
2024 · 10.14
Debt / equity
0.17▲
2024 · 0.10
ROE
8.1%▲
2024 · 1.4%
ROA
6.9%▲
2024 · 1.2%
Interest coverage
54.09▲
2024 · 12.69
Debt
€25k▲
2024 · €15k
Debt ≤ 1 year
€25k▲
2024 · €15k
Income taxes
€4k▲
2024 · €927
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€169k▲
Fixed assets21/28€8k€25k▲
Tangible fixed assets22/27€8k€25k▲
Land and buildings22€949€727▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€5k€6k▲
Other tangible fixed assets26-€19k
Current assets29/58€161k€144k▼
Stocks and contracts in progress3€11k€17k▲
Stocks30/36€11k€17k▲
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€14k€9k▼
Current investments50/53€0€70k▲
Cash at bank and in hand54/58€125k€40k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€168k€169k▲
Equity10/15€154k€145k▼
Contributions10/11€6k€6k=
Reserves13€147k€138k▼
Distributable reserves133€147k€138k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€15k€25k▲
Amounts payable within one year42/48€15k€25k▲
Trade debts44€15k€2k▼
Suppliers440/4€15k€2k▼
Taxes, remuneration and social security45€5€2k▲
Taxes450/3€5€2k▲
Other amounts payable47/48-€21k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€7k€22k▲
Operating profit (loss)9901€2k€16k▲
Financial income75/76B€1k€52▼
Recurring financial income75€1k€52▼
Financial charges65/66B€449€396▼
Recurring financial charges65€449€396▼
Profit (loss) for the period before taxes9903€3k€16k▲
Income taxes67/77€927€4k▲
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€12k▲
Transfer from equity791/2-€21k
Transfer to equity691/2€2k€12k▲
To the legal reserve6920€2k€0▼
To other reserves6921€0€12k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €151k ▲40.9%
4 profitable years in a row build equity to €151k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €108k ▲33.3%
3 profitable years in a row build equity to €108k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-16k ▼1822%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 192275 LilleGround area
1,095 m²
Building footprint
135 m²
Volume, LiDAR
812 m³
Parcel 13019E0241/00C000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapelstraat 19, 2275 Lille
since 20022.096.246.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019E0241/00C000 | Flanders | 1,095 m² | 1 · 135 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 104 EUR awarded · 104 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 104 EUR | 104 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,524 companies in sector 43222 we hold annual accounts for 5,658. 4,896 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2002
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43410Roofing work
45220
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.