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LUXUS

Active
Public limited companyfounded 199828 yrs activeZuurbessenlaan 43, 3090 Overijse, BelgiumKBO/BCE: BE 0463.246.165
Summary

LUXUS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€210,252) and a net result of -€357. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 7% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-5
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.18 in 2024; short-term debt: 286.1% and cash: 57.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-186.1%
Return on assets
-0.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€210,252
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
4 d early
2023
5 d early
2022
33 d early
2021
66 d early
2020
58 d early
2019
64 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 26 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LUXUS was incorporated on 29 April 1998.1 Total assets went from EUR 123,684 in 2019 to EUR 112,973 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€210,252▼ 0.2%
2024 · -€209,895
Total assets
€112,973▲ 21.3%
2024 · €93,110
Net result
-€357
2024 · €3,075
Working capital
-€238,176▲ 3.6%
2024 · -€247,102
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€13,078▼ 242%-€8,600▲ 34.2%-€4,664▲ 45.8%€3,120-€312
Net result-€13,110below the sector's middle half▼ 235%-€7,245below the sector's middle half▲ 44.7%-€4,708below the sector's middle half▲ 35.0%€3,075within the sector's middle half-€357within the sector's middle half
Equity-€201,017below the sector's middle half▼ 7.0%-€208,262below the sector's middle half▼ 3.6%-€212,970below the sector's middle half▼ 2.3%-€209,895below the sector's middle half▲ 1.4%-€210,252below the sector's middle half▼ 0.2%
Total assets€104,816below the sector's middle half▼ 10.6%€93,997below the sector's middle half▼ 10.3%€89,671below the sector's middle half▼ 4.6%€93,110within the sector's middle half▲ 3.8%€112,973within the sector's middle half▲ 21.3%
Debt€305,833▲ 0.2%€302,259▼ 1.2%€302,641▲ 0.1%€303,005▲ 0.1%€323,225▲ 6.7%
Working capital-€201,017below the sector's middle half▼ 7.0%-€208,262below the sector's middle half▼ 3.6%-€212,970below the sector's middle half▼ 2.3%-€247,102below the sector's middle half▼ 16.0%-€238,176below the sector's middle half▲ 3.6%
Solvency-191.8%below the sector's middle half▼ 31.5pp-221.6%below the sector's middle half▼ 29.8pp-237.5%below the sector's middle half▼ 15.9pp-225.4%below the sector's middle half▲ 12.1pp-186.1%below the sector's middle half▲ 39.3pp
Current ratio0.34below the sector's middle half▼ 0.040.31below the sector's middle half▼ 0.030.30below the sector's middle half▼ 0.010.18below the sector's middle half▼ 0.110.26below the sector's middle half▲ 0.08
Return on assets (ROA)-12.5%below the sector's middle half▼ 9.2pp-7.7%below the sector's middle half▲ 4.8pp-5.3%below the sector's middle half▲ 2.5pp3.3%within the sector's middle half▲ 8.6pp-0.3%within the sector's middle half▼ 3.6pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2021: -€13,078-€13,078Net result 2021: -€13,110-€13,110Operating result 2022: -€8,600-€8,600Net result 2022: -€7,245-€7,245Operating result 2023: -€4,664-€4,664Net result 2023: -€4,708-€4,708Operating result 2024: €3,120€3,120Net result 2024: €3,075€3,075Operating result 2025: -€312-€312Net result 2025: -€357-€35720212022202320242025-€6,000-€4,000-€2,000€0€2,000€4,000Operating result 2023: -€4,664-€4,660Net result 2023: -€4,708-€4,710Operating result 2024: €3,120€3,120Net result 2024: €3,075€3,080Operating result 2025: -€312-€312Net result 2025: -€357-€357202320242025
The operating result turns negative in 2025: a loss of €312 after €3,120 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112,973
Fixed assets €27,925 ▼ 24.9%
Current assets €85,048 ▲ 52.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,971▼
2024 · €12,327
Cash flow
€8,926▼
2024 · €12,282
Quick ratio
0.24▲
2024 · 0.16
Debt to equity
-1.54▼
2024 · -1.44
Interest coverage
199.36▼
2024 · 273.93
Debt ≤ 1 year
€323,224▲
2024 · €303,004
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
5.9% stopped otherwise
90% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€93,110€112,973▲
Fixed assets21/28€37,208€27,925▼
Tangible fixed assets22/27€37,208€27,925▼
Furniture and vehicles24€37,208€27,925▼
Current assets29/58€55,902€85,048▲
Stocks and contracts in progress3€6,250€6,250=
Stocks30/36€6,250€6,250=
Cash at bank and in hand54/58€49,652€64,831▲
Deferred charges and accrued income490/1-€13,967
Equity and liabilities
Total equity and liabilities10/49€93,110€112,973▲
Equity10/15-€209,895-€210,252▼
Contributions10/11€61,973€61,973=
Capital10€61,973€61,973=
Issued capital100€61,973€61,973=
Profit (loss) carried forward14-€271,868-€272,225▼
Amounts payable17/49€303,005€323,225▲
Amounts payable within one year42/48€303,004€323,224▲
Trade debts44€233€16,975▲
Suppliers440/4€233€75▼
Bills of exchange payable441-€16,900
Taxes, remuneration and social security45€740€3,956▲
Taxes450/3€740€3,956▲
Other amounts payable47/48€302,031€302,293▲
Accrued charges and deferred income492/3€1€1=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,207€9,283▲
Other operating charges640/8€1,134€1,180▲
Gross operating margin9900€13,461€10,151▼
Operating profit (loss)9901€3,120-€312▼
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€3,075-€357▼
Profit (loss) for the period9904€3,075-€357▼
Profit (loss) for the period to be appropriated9905€3,075-€357▼
Appropriation of the result
Profit (loss) to be appropriated9906-€271,868-€272,225▼
Profit (loss) brought forward from the previous period14P-€274,943-€271,868▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€9,207€9,283▲ 0.8%
Other operating charges640/8-€283€1,161€1,134€1,180▲ 4.1%
Gross operating margin9900-€12,318-€8,317-€3,503€13,461€10,151▼ 24.6%
Operating profit (loss)9901-€13,078-€8,600-€4,664€3,120-€312▼ 110%
Financial income75/76B-€1,400----
Recurring financial income75-€1,400----
Financial charges65/66B-€45€44€45€45=
Recurring financial charges65€32€45€44€45€45=
Profit (loss) for the period before taxes9903-€13,110-€7,245-€4,708€3,075-€357▼ 112%
Profit (loss) for the period9904-€13,110-€7,245-€4,708€3,075-€357▼ 112%
Profit (loss) for the period to be appropriated9905-€13,110-€7,245-€4,708€3,075-€357▼ 112%
Line20212022202320242025Change
Assets
Total assets20/58€104,816€93,997€89,671€93,110€112,973▲ 21.3%
Fixed assets21/28---€37,208€27,925▼ 24.9%
Tangible fixed assets22/27---€37,208€27,925▼ 24.9%
Furniture and vehicles24---€37,208€27,925▼ 24.9%
Current assets29/58€104,816€93,997€89,671€55,902€85,048▲ 52.1%
Stocks and contracts in progress3€15,700€6,250€6,250€6,250€6,250=
Stocks30/36-€6,250€6,250€6,250€6,250=
Amounts receivable within one year40/41€168€433€738---
Other amounts receivable41-€433€738---
Cash at bank and in hand54/58€88,265€87,314€82,683€49,652€64,831▲ 30.6%
Deferred charges and accrued income490/1----€13,967-
Equity and liabilities
Total equity and liabilities10/49€104,816€93,997€89,671€93,110€112,973▲ 21.3%
Equity10/15-€201,017-€208,262-€212,970-€209,895-€210,252▼ 0.2%
Contributions10/11€61,973€61,973€61,973€61,973€61,973=
Capital10-€61,973€61,973€61,973€61,973=
Issued capital100-€61,973€61,973€61,973€61,973=
Profit (loss) carried forward14-€262,990-€270,235-€274,943-€271,868-€272,225▼ 0.1%
Amounts payable17/49€305,833€302,259€302,641€303,005€323,225▲ 6.7%
Amounts payable within one year42/48€305,833€302,259€302,641€303,004€323,224▲ 6.7%
Trade debts44€424€237€613€233€16,975▲ 7,185%
Suppliers440/4-€237€613€233€75▼ 67.8%
Bills of exchange payable441----€16,900-
Taxes, remuneration and social security45---€740€3,956▲ 435%
Taxes450/3---€740€3,956▲ 435%
Other amounts payable47/48-€302,022€302,028€302,031€302,293▲ 0.1%
Accrued charges and deferred income492/3---€1€1=
Line20212022202320242025Change
Profit (loss) for the period9904-€13,110-€7,245-€4,708€3,075-€357▼ 112%
+ Depreciation and write-downs630---€9,207€9,283▲ 0.8%
Operating cash flow (approximation)-€13,110-€7,245-€4,708€12,282€8,926▼ 27.3%
Investment in fixed assets (approximation)----€0-
Change in cash--€951-€4,631-€33,031€15,179▲ 146%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Back to profitnet €3,075
Net result €3,075 after 5 loss-making years.
26-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
26-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Weakest financial yearnet -€13,110
Net result drops to -€13,110, the lowest in the series; recovery starts the following year.
2020
04-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
28-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
22-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
17-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
2,002 m²
Building footprint
982 m²
Volume, LiDAR
7,778 m³
2 parcels, Brussels, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUXUS - A.G.C. - AUTOMOBILE GROUP CENTER
Bergense Steenweg 69, 1070 AnderlechtNACE 5010301
since 19982.086.963.908
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23062M0497/00S000 Flanders 1,048 m² 1 · 262 m² 9.4 m · 2 fl.
21304B0141/00P017 Brussels 954 m² 1 · 719 m² 16.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded29-04-1998
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID 0208:0463246165
Also 9925:BE0463246165
Registered 04-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.