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LUXORA

Active
Private limited companyfounded 20251 yr activeTapuitstraat 4, 9000 Gent, BelgiumKBO/BCE: BE 1020.640.136
Summary

The computed 12-month bankruptcy probability of LUXORA is 1.5% (moderate). The 2025 annual accounts show equity of €32,706 and a net result of €12,706. Its solvency ranks better than 47% of 28281 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability90
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.75; short-term debt: 55.7% of total assets), but 55.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.3%
Return on assets
17.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
42 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LUXORA was incorporated on 4 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€32,706
Total assets
€73,751
Net result
€12,706
Working capital
€30,759

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €73,751
Fixed assets €1,947
Current assets €71,804
Equity and liabilities €73,751
Equity €32,706
Debt €41,045
Debt finances 55.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€16,943
Cash flow
€13,116
Current ratio
1.75
Quick ratio
0.92
Debt to equity
1.25
ROE
38.8%
ROA
17.2%
Interest coverage
25.49
Debt ≤ 1 year
€41,045
Income taxes
€3,162

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€73,751
Fixed assets21/28€1,947
Tangible fixed assets22/27€1,947
Plant, machinery and equipment23€1,230
Furniture and vehicles24€717
Current assets29/58€71,804
Stocks and contracts in progress3€34,000
Contracts in progress37€34,000
Amounts receivable within one year40/41€36,562
Trade receivables40€36,562
Deferred charges and accrued income490/1€1,242
Equity and liabilities
Total equity and liabilities10/49€73,751
Equity10/15€32,706
Contributions10/11€20,000
Profit (loss) carried forward14€12,706
Amounts payable17/49€41,045
Amounts payable within one year42/48€41,045
Financial debts43€6,886
Credit institutions430/8€6,886
Trade debts44€3,981
Suppliers440/4€3,981
Advances received on contracts in progress46€3,305
Taxes, remuneration and social security45€8,634
Taxes450/3€6,634
Remuneration and social security454/9€2,000
Other amounts payable47/48€18,240
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€410
Other operating charges640/8€1,771
Gross operating margin9900€18,713
Operating profit (loss)9901€16,532
Financial charges65/66B€665
Recurring financial charges65€665
Profit (loss) for the period before taxes9903€15,868
Income taxes67/77€3,162
Profit (loss) for the period9904€12,706
Profit (loss) for the period to be appropriated9905€12,706
Appropriation of the result
Profit (loss) to be appropriated9906€12,706

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€410
Other operating charges640/8€1,771
Gross operating margin9900€18,713
Operating profit (loss)9901€16,532
Financial charges65/66B€665
Recurring financial charges65€665
Profit (loss) for the period before taxes9903€15,868
Income taxes67/77€3,162
Profit (loss) for the period9904€12,706
Profit (loss) for the period to be appropriated9905€12,706
Line2025
Assets
Total assets20/58€73,751
Fixed assets21/28€1,947
Tangible fixed assets22/27€1,947
Plant, machinery and equipment23€1,230
Furniture and vehicles24€717
Current assets29/58€71,804
Stocks and contracts in progress3€34,000
Contracts in progress37€34,000
Amounts receivable within one year40/41€36,562
Trade receivables40€36,562
Deferred charges and accrued income490/1€1,242
Equity and liabilities
Total equity and liabilities10/49€73,751
Equity10/15€32,706
Contributions10/11€20,000
Profit (loss) carried forward14€12,706
Amounts payable17/49€41,045
Amounts payable within one year42/48€41,045
Financial debts43€6,886
Credit institutions430/8€6,886
Trade debts44€3,981
Suppliers440/4€3,981
Advances received on contracts in progress46€3,305
Taxes, remuneration and social security45€8,634
Taxes450/3€6,634
Remuneration and social security454/9€2,000
Other amounts payable47/48€18,240
Line2025
Profit (loss) for the period9904€12,706
+ Depreciation and write-downs630€410
Operating cash flow (approximation)€13,116

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
358 m²
Parcel 44810K0143/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
LUXORA
Tapuitstraat 4, 9000 GentJoinery installation
since 20252.383.696.509
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44810K0143/00L000 Flanders 358 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,026 companies in sector 43320 we hold annual accounts for 9,139. 6,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43332Laying of wooden floor and wall coverings
43350Other building finishing work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020640136
Also 9925:BE1020640136
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.