LUXE ZAITER
ActiveThe computed 12-month bankruptcy probability of LUXE ZAITER is 5.9% (elevated). The 2025 annual accounts show negative equity (€-32k) and a net result of €-12k. Equity is shrinking by ~67% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.28 in 2024; short-term debt: 372.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-272.1%
Return on assets
-101.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-32k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
134 d early
2024
134 d late
2023
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k▲ 20.8%
2024 · €-15k
2023: €-5k
2024: €-15k
2023 → 2025
Working capital
€-32k▼ 59.2%
2024 · €-20k
2023: €-5k
2024: €-20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-5k-€-20k▼ 296%€-32k▼ 59.2%
Operating result€-5k-€-15k▼ 201%€-12k▲ 21.0%
Net result€-5k-€-15k▼ 196%€-12k▲ 20.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €15k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-272.1%▼
2024 · -257.0%
Current ratio
0.27▼
2024 · 0.28
Quick ratio
0.11▲
2024 · 0.05
Debt / equity
-1.37▲
2024 · -1.39
ROA
-101.2%▲
2024 · -192.1%
Debt
€44k▲
2024 · €28k
Debt ≤ 1 year
€44k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€12k▲
Current assets29/58€8k€12k▲
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€1k€5k▲
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€380-
Equity and liabilities
Total equity and liabilities10/49€8k€12k▲
Equity10/15€-20k€-32k▼
Profit (loss) carried forward14€-20k€-32k▼
Amounts payable17/49€28k€44k▲
Amounts payable within one year42/48€28k€44k▲
Trade debts44€27k€41k▲
Suppliers440/4€27k€41k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€386€728▲
Gross operating margin9900€-15k€-11k▲
Operating profit (loss)9901€-15k€-12k▲
Financial charges65/66B€76€92▲
Recurring financial charges65€76€92▲
Profit (loss) for the period before taxes9903€-15k€-12k▲
Profit (loss) for the period9904€-15k€-12k▲
Profit (loss) for the period to be appropriated9905€-15k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-32k▼
Profit (loss) brought forward from the previous period14P€-5k€-20k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 134 days late
2024
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 4211600 Sint-Pieters-LeeuwGround area
8,312 m²
Building footprint
1,330 m²
Parcel 23582E0505/00E000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.