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LUX-SERVICE

Active
Public limited companyfounded 199333 yrs activeGeelseweg(HRT) 1, 2200 Herentals, BelgiumKBO/BCE: BE 0449.214.819
Summary

LUX-SERVICE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.0m and a net result of -€168,177. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 95% of 12411 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
LUX-SERVICEActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household furniture
NACE 47551NACE 47591NACE 52441
#8 company by equity in Herentals, Wholesale and retail trade sector1 site
Size
€9.0mtotal assets 2025
Staff
2.7 FTE
Equity
€9.0m
Loss
-€168,177
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
1 member
Holdings
2
Accounts 87 d early1 of 15 deeds read
Why 93- Liquidity: current ratio 213.40, cash €97,681+ Founded in 1993+ Equity €9.0m (99.6% of total assets)+ Size: 2.7 FTE, total assets €9.0mShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 99.6% of total assets
Liquidity 51=
short-term debt 0.4% · cash 1.1%
Profitability 16-3
return on assets -1.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▼ -3.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%▲ +2.1% vs 01-2025 03-2025: 0.3%▲ +12.2% vs 02-2025highest value 04-2025: 0.3%▼ -19.4% vs 03-2025 05-2025: 0.3%▲ +5.3% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.3%● 0.0% vs 06-2025 08-2025: 0.3%▲ +0.4% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.1%▼ -61.2% vs 12-2025 02-2026: 0.1%▼ -10.1% vs 01-2026lowest value 03-2026: 0.1%▲ +1.0% vs 02-2026 04-2026: 0.1%▲ +9.1% vs 03-2026 05-2026: 0.1%▼ -0.9% vs 04-2026 06-2026: 0.1%▼ -0.9% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Founded in 1993 lowers the probability for this profile
  • Liquidity: current ratio 213.40, cash €97,681 raises the probability
  • Equity €9.0m (99.6% of total assets) lowers the probability
  • Size: 2.7 FTE, total assets €9.0m lowers the probability for this profile
Credit up to €800,000 at 30 days acceptable
short-term debt: 0.4% and cash: 1.1% of total assets, and 0.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 56%, profitability 20%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 213.40, cash €97,681
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €9.0m (99.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 2.7 FTE, total assets €9.0m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
87 d early
2024
128 d early
2023
4 d early
2022
10 d early
2021
37 d early
2020
20 d early
2019
10 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity times 12current ratio 213.40
  3. Resignation: Embrechts Luc (director)Appointment: Embrechts Ellen (director) ·…

Key points

  • Caution: From profit to loss in 2025after €27,490 in 2024 -€168,177 View
  • Caution: Among the weakest 5% on net resultsector median €28,351 · 12,399 companies -€168,177 View
  • Caution: Board changedlatest change 15-10-2025 · 1 in office 1 joined · 1 left View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€9.0m
Loss
-€168,177
Solvency
99.6%
Total assets▼ 5.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 05-05-2026Annual accounts filed
  2. 31-12-2025Liquidity times 12
  3. 28-11-2025Resignation: Embrechts Luc (director)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
03-02-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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