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LUX IMMO

Active
Private limited companyfounded 197749 years activeRue Sainte-Anne 44A, 6660 Houffalize, BelgiumKBO/BCE: BE 0418.001.011
Summary

LUX IMMO has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €471,185 and a net result of -€6,164. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Roofing work
NACE 43410
#1 oldest company in Houffalize, Construction sector1 site
Size
€519,646total assets 2025
Equity
€471,185
Loss
-€6,164
Turnover not published (abridged schema)
Financial health
81 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.6%
Structure
Accounts filed 27 days late0 of 2 deeds read
Why 81- Liquidity: current ratio 5.61, cash €6,549- Sector Specialised construction activities (NACE 43)- Latest accounts 27 days late; 1 of the last 3 late+ Equity €471,185 (90.7% of total assets)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.7% of total assets
Liquidity 52-48
short-term debt 4.5% · cash 1.3%
Profitability 67-3
return on assets -1.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 3.6% 12-2024: 4.2%▲ +0.6 percentage points vs 11-2024highest value 01-2025: 0.7%▼ -3.5 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.1 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.4%▲ +0.3 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.3%▼ -0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.7 percentage points vs 07-2026 09-2026: 0.6%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 5.61 against 3.55 in 2024; short-term debt: 4.5% and cash: 1.3% of total assets), and 9.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 46% on liquidity, 33% on profitability and 32% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 5.61, cash €6,549
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Latest accounts 27 days late; 1 of the last 3 late
NBB · filings
lowers risk · Equity €471,185 (90.7% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
29 days late
2023
134 days late
2022
126 days late
2021
134 days late
2020
61 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 90 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 December (4 of the last 5 filed years within 97 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Houffalize, Construction sectorin the Checked rankings #1 View
  • Active since 1977founded 24-09-1977 49 years View
  • Total assets 20256 fiscal years filed €519,646 View

By topic

Financials

Fiscal year
2025
Total assets
€519,646
Loss
-€6,164
Solvency
90.7%
Total assets▼ 9.2%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2023Highest result since 2018
  2. 04-12-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
24-09-1977
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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