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LUVI-MAXX

Active
Private limited companyfounded 20197 yrs activeLippenslaan 213, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0733.734.328
Summary

The computed 12-month bankruptcy probability of LUVI-MAXX is 4.7% (elevated). The annual accounts of LUVI-MAXX for fiscal year 2025 show a net loss of 58% of total assets. The 2025 annual accounts show equity of €1,959 and a net result of -€1,837. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 13683 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency87▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
22 d early
2024
22 d late
2023
15 d late
2022
12 d late
2021
11 d early
2020
335 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 12 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 September 2019, LUVI-MAXX was incorporated as a Private limited company.1 In 2026 the registered office moved to Knokke-Heist.2 Vicky DE LEYN has served as director of the company since 2026.2 Total assets went from EUR 3,153 in 2020 to EUR 3,173 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 01-07-2026
  3. 3National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,959▼ 48.4%
2024 · €3,795
Total assets
€3,173▼ 28.9%
2024 · €4,465
Net result
-€1,837▲ 0.5%
2024 · -€1,846
Working capital
€1,569▼ 49.5%
2024 · €3,106
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€505▲ 97.0%€6,914-€1,535-€1,788▼ 16.5%-€1,776▲ 0.7%
Net result-€550within the sector's middle half▲ 96.8%€6,863within the sector's middle half-€1,595within the sector's middle half-€1,846within the sector's middle half▼ 15.7%-€1,837within the sector's middle half▲ 0.5%
Equity€372within the sector's middle half▼ 59.7%€7,236within the sector's middle half▲ 1,845%€5,641within the sector's middle half▼ 22.0%€3,795within the sector's middle half▼ 32.7%€1,959within the sector's middle half▼ 48.4%
Total assets€2,486below the sector's middle half▼ 21.2%€8,255below the sector's middle half▲ 232%€6,311below the sector's middle half▼ 23.6%€4,465below the sector's middle half▼ 29.2%€3,173below the sector's middle half▼ 28.9%
Debt€2,114▼ 5.2%€1,019▼ 51.8%€670▼ 34.3%€670=€1,214▲ 81.3%
Working capital€372within the sector's middle half▼ 59.7%€7,236within the sector's middle half▲ 1,845%€5,641within the sector's middle half▼ 22.0%€3,106within the sector's middle half▼ 44.9%€1,569within the sector's middle half▼ 49.5%
Solvency87.7%above the sector's middle half89.4%above the sector's middle half▲ 1.7pp
Current ratio8.10above the sector's middle half9.42above the sector's middle half▲ 1.32
Return on assets (ROA)83.1%above the sector's middle half-25.3%below the sector's middle half▼ 108.4pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,500€0€2,500€5,000€7,500Operating result 2021: -€505-€505Net result 2021: -€550-€550Operating result 2022: €6,914€6,914Net result 2022: €6,863€6,863Operating result 2023: -€1,535-€1,535Net result 2023: -€1,595-€1,595Operating result 2024: -€1,788-€1,788Net result 2024: -€1,846-€1,846Operating result 2025: -€1,776-€1,776Net result 2025: -€1,837-€1,83720212022202320242025-€2,000-€1,500-€1,000-€500€0Operating result 2023: -€1,535-€1,540Net result 2023: -€1,595-€1,590Operating result 2024: -€1,788-€1,790Net result 2024: -€1,846-€1,850Operating result 2025: -€1,776-€1,780Net result 2025: -€1,837-€1,840202320242025
The operating result stays negative: a loss of €1,776 in 2025 against €1,788 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3,173
Fixed assets €390 ▼ 43.5%
Current assets €2,783 ▼ 26.3%
Equity and liabilities €3,173
Equity €1,959 ▼ 48.4%
Debt €1,214 ▲ 81.3%
Debt's share of the balance-sheet total rises from 15.0% to 38.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,476▲
2024 · -€1,579
Cash flow
-€1,537▲
2024 · -€1,636
Interest coverage
-24.20▲
2024 · -27.58
Debt ≤ 1 year
€1,214▲
2024 · €670
Ratios withheld: a balance sheet total of €3,173 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.0% went bankrupt
9.5% stopped otherwise
87% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€4,465€3,173▼
Fixed assets21/28€690€390▼
Tangible fixed assets22/27€690€390▼
Furniture and vehicles24€690€390▼
Current assets29/58€3,775€2,783▼
Amounts receivable within one year40/41€487€108▼
Other amounts receivable41€487€108▼
Cash at bank and in hand54/58€3,289€2,675▼
Equity and liabilities
Total equity and liabilities10/49€4,465€3,173▼
Equity10/15€3,795€1,959▼
Contributions10/11€18,000€18,000=
Profit (loss) carried forward14-€14,205-€16,041▼
Amounts payable17/49€670€1,214▲
Amounts payable within one year42/48€670€1,214▲
Trade debts44-€545
Suppliers440/4-€545
Other amounts payable47/48€670€670=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210€300▲
Other operating charges640/8€889€897▲
Gross operating margin9900-€690-€579▲
Operating profit (loss)9901-€1,788-€1,776▲
Financial charges65/66B€57€61▲
Recurring financial charges65€57€61▲
Profit (loss) for the period before taxes9903-€1,846-€1,837▲
Profit (loss) for the period9904-€1,846-€1,837▲
Profit (loss) for the period to be appropriated9905-€1,846-€1,837▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,205-€16,041▼
Profit (loss) brought forward from the previous period14P-€12,359-€14,205▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€210€300▲ 43.0%
Other operating charges640/8-€1,005€543€889€897▲ 0.9%
Gross operating margin9900-€505€7,919-€992-€690-€579▲ 16.1%
Operating profit (loss)9901-€505€6,914-€1,535-€1,788-€1,776▲ 0.7%
Financial charges65/66B€45€51€60€57€61▲ 6.6%
Recurring financial charges65€45€51€60€57€61▲ 6.6%
Profit (loss) for the period before taxes9903-€550€6,863-€1,595-€1,846-€1,837▲ 0.5%
Profit (loss) for the period9904-€550€6,863-€1,595-€1,846-€1,837▲ 0.5%
Profit (loss) for the period to be appropriated9905-€550€6,863-€1,595-€1,846-€1,837▲ 0.5%
Line20212022202320242025Change
Assets
Total assets20/58€2,486€8,255€6,311€4,465€3,173▼ 28.9%
Fixed assets21/28---€690€390▼ 43.5%
Tangible fixed assets22/27---€690€390▼ 43.5%
Furniture and vehicles24---€690€390▼ 43.5%
Current assets29/58€2,486€8,255€6,311€3,775€2,783▼ 26.3%
Amounts receivable within one year40/41--€153€487€108▼ 77.8%
Other amounts receivable41--€153€487€108▼ 77.8%
Cash at bank and in hand54/58-€8,255€6,158€3,289€2,675▼ 18.7%
Deferred charges and accrued income490/1€2,486-----
Equity and liabilities
Total equity and liabilities10/49€2,486€8,255€6,311€4,465€3,173▼ 28.9%
Equity10/15€372€7,236€5,641€3,795€1,959▼ 48.4%
Contributions10/11€18,000€18,000€18,000€18,000€18,000=
Outside capital11€18,000-----
Share premium1100/10€18,000-----
Profit (loss) carried forward14-€17,628-€10,764-€12,359-€14,205-€16,041▼ 12.9%
Amounts payable17/49€2,114€1,019€670€670€1,214▲ 81.3%
Amounts payable within one year42/48€2,114€1,019€670€670€1,214▲ 81.3%
Trade debts44€2,114€631--€545-
Suppliers440/4€2,114€631--€545-
Taxes, remuneration and social security45-€388----
Taxes450/3-€388----
Other amounts payable47/48--€670€670€670=
Line20212022202320242025Change
Profit (loss) for the period9904-€550€6,863-€1,595-€1,846-€1,837▲ 0.5%
+ Depreciation and write-downs630---€210€300▲ 43.0%
Operating cash flow (approximation)-€550€6,863-€1,595-€1,636-€1,537▲ 6.0%
Investment in fixed assets (approximation)----€0-
Change in cash---€2,097-€2,869-€614▲ 78.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
01-07
State Gazette act Appointment: Vicky DE LEYN (director)
Declaration · Registered-office move5 facts ▸
  • General meeting, 16-06-2026
  • Director appointment, Vicky DE LEYN (director)
  • Declaration, geen strafrechtelijk of burgerrechtelijk bestuursverbod
  • Registered-office move, Lippenslaan 213, 8300 Knokke-Heist
  • Director in office, Luc HEIRWEGH (director)
08-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
15-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
12-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
30-09
Financial Back to profitnet €6,863
Net result €6,863 after 2 loss-making years.
30-09
Financial Liquidity times 7current ratio 8.10
Current ratio from 1.18 to 8.10; short-term debt falls from €2,114 to €1,019.
19-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 335 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Vicky DE LEYN
Director · since 16-06-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
191 m²
Parcel 31013A0933/00C000, Flanders. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LUVI-MAXX
Lippenslaan 213, 8300 Knokke-HeistRetail sale of chocolate and confectionery
since 20192.293.413.065
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31013A0933/00C000 Flanders 190 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Vicky DE LEYN
  • Director, from 16-06-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Knokke-Heist2.293.413.065
2 permissions
Detailhandel LM>3 maand · since 11-06-2026
Drankgelegenheid · since 11-06-2026

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,781. 2,939 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-09-2019
Fiscal year end30-09
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
71209Other technical testing and analysis
73120Media representation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0733734328
Also 9925:BE0733734328

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.