Financials
- Financial year
- 2025
- Turnover
- €1.3m
- Profit
- €57,953
- Solvency
- 38.1%
Turnover▲ 12.9%
Net result
20192025
LUVERCO
ActiveSummary
LUVERCO has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228,704 and a net result of €57,953. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 57% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712
2 sites
Size
€1.3mturnover 2025
- Equity
- €228,704
- Profit
- €57,953
Structure
- Parent
- BAKIMMO · 98%
2025 accounts 51 days early3 deeds in the Belgian Official Gazette
Why 86raises riskSector: Manufacture of food products (NACE 10)lowers riskFounded in 1997Figures for financial year 2025 (filed 10-06-2026)Size: turnover €1.3m, total assets €600,031Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency
63+3
equity 38.1% of total assets
Liquidity
51=
short-term debt 30.1% · cash 10.7%
Profitability
74-13
return on assets 9.7%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● unchanged vs 11-2024lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.36, compared with 1.22 in 2024, below the usual 1.5; short-term debt: 30.1% and cash: 10.7% of total assets), and 61.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 56% on solvency, 50% on liquidity, 53% on profitability and 48% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
31 days early
2023
51 days early
2022
47 days early
2021
46 days early
2020
54 days early
2019
58 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Board & ownership
- Parent
- BAKIMMO · 98%
Timeline
- Events
- 32
- Since
- 1998
- Next accounts
- by 31-07-2027
- 31-12-2023Equity above €200,000
- 14-06-2023Annual accounts filed
- 31-12-2022Equity above €150,000
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 07-04-1997
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about LUVERCO
- What is the company number of LUVERCO?
- 0460.398.226. In Belgium the VAT number is the company number with BE in front: BE 0460.398.226.
- Where is LUVERCO based?
- The registered office is at Stationsstraat 71, 1840 Londerzeel.Company details
- What does LUVERCO do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of LUVERCO?
- Private limited company (BV).
- When was LUVERCO founded?
- On 07-04-1997.
- Is LUVERCO still active?
- Yes, LUVERCO is an active enterprise in the KBO register.
- How many employees does LUVERCO have?
- On average 11.6 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of LUVERCO?
- €1.3m in financial year 2025, according to the filed annual accounts.
- Is LUVERCO profitable?
- In financial year 2025, LUVERCO made a profit of €57,953.
- Where can I find the annual accounts of LUVERCO?
- LUVERCO filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUVERCO due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to LUVERCO
Parent and group
- BAKIMMO98%
Comparable companies
- LUNAZoersel
- BAKKERIJ DE RIDDERBuggenhout
- VOEDING & BAKKERIJ SCHOUKENSPajottegem
- HanloMenen
- S C R U MEvere
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