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Lutze Process Belux

Active
Private limited companyfounded 20224 yrs activePreflexbaan 153, 1740 Ternat, BelgiumKBO/BCE: BE 0789.475.575
Summary

The computed 12-month bankruptcy probability of Lutze Process Belux is 3.5% (moderate). The 2025 annual accounts show equity of €430,606 and a net result of €110,123. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 27% of 575 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Lutze Process BeluxActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Installation of industrial machinery and equipment
NACE 33200Wholesale of other machinery and equipment NACE 46649NACE 46699
#9 company by total assets in Ternat, Manufacturing sector1 site
Size
€2.0mtotal assets 2025
Staff
5.3 FTE
Equity
€430,606
Profit
€110,123
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
3.5%
Structure
Auditor: CALLENS VANDELANOTTEAccounts 17 d early1 of 3 deeds read
Why 49- Liquidity: current ratio 1.37- 2 of the last 3 late- Founded in 2022- Sector Repair, maintenance and installation of machinery and equipment (NACE 33)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 33, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 47+2
equity 21.6% of total assets
Liquidity 21+1
short-term debt 72.9%
Profitability 65+20
return on assets 5.5%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,371 companies)
Last 24 months 11-2024: 4.2% 12-2024: 4.2%● 0.0% vs 11-2024 01-2025: 4.2%● 0.0% vs 12-2024 02-2025: 4.2%▲ +0.3% vs 01-2025 03-2025: 4.2%● 0.0% vs 02-2025 04-2025: 4.1%▼ -1.8% vs 03-2025 05-2025: 4.1%▼ -0.3% vs 04-2025 06-2025: 4.1%▲ +0.7% vs 05-2025 07-2025: 6.4%▲ +55.3% vs 06-2025 08-2025: 6.4%● 0.0% vs 07-2025 09-2025: 6.4%● 0.0% vs 08-2025 10-2025: 6.4%● 0.0% vs 09-2025 11-2025: 6.5%▲ +0.7% vs 10-2025highest value 12-2025: 6.5%● 0.0% vs 11-2025highest value 01-2026: 6.5%● 0.0% vs 12-2025highest value 02-2026: 6.5%● 0.0% vs 01-2026highest value 03-2026: 6.4%▼ -1.5% vs 02-2026 04-2026: 6.1%▼ -4.8% vs 03-2026 05-2026: 6.1%▲ +0.7% vs 04-2026 06-2026: 5.9%▼ -3.6% vs 05-2026 07-2026: 6.0%▲ +1.5% vs 06-2026 08-2026: 3.5%▼ -40.9% vs 07-2026lowest value 09-2026: 3.5%● 0.0% vs 08-2026lowest value 10-2026: 3.5%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.37 raises the probability
  • 2 of the last 3 late raises the probability
  • Founded in 2022 raises the probability for this profile
  • Sector Repair, maintenance and installation of machinery and equipment (NACE 33) raises the probability
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.34 in 2024; short-term debt: 72.9% of total assets), and 78.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 25%, liquidity 12%, profitability 28%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Liquidity: current ratio 1.37
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Repair, maintenance and installation of machinery and equipment (NACE 33)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
17 d early
2024
140 d late
2023
41 d late
2022
10 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (3 of the last 4 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointment: Callens Vandelanotte (statutory auditor)Permanent representative: Mathias Roef
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Highest result since 2022net €110,123 ▲235%

Key points

  • Positive: Result rose in 2025from €32,867 to €110,123 ▲ 235% View
  • Positive: Company by total assets in Ternat, Manufacturing sectorin the Checked rankings #9 View
  • Total assets 20254 fiscal years filed €2.0m View

By topic

Financials

Fiscal year
2025
Total assets
€2.0m
Profit
€110,123
Solvency
21.6%
Total assets▲ 22.1%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 30-07-2026Reappointment: Callens Vandelanotte (statutory auditor)
  2. 14-07-2026Annual accounts filed
  3. 31-12-2025Highest result since 2022
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of industrial machinery and equipmentNACE 33200
Founded
08-08-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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