LUTECA
ActiveLUTECA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-50k) and a net result of €-34k. Equity is shrinking by ~145.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.31 in 2024; short-term debt: 210.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-110.5%
Return on assets
-75.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-50k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
47 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-50k▼ 212%
2024 · €-16k
2022: €18k
2023: €11k
2024: €-16k
2022 → 2025
Total assets
€45k▲ 61.6%
2024 · €28k
2022: €58k
2023: €31k
2024: €28k
2022 → 2025
Net result
€-34k▼ 26.2%
2024 · €-27k
2022: €5k
2023: €-7k
2024: €-27k
2022 → 2025
Working capital
€-59k▼ 94.6%
2024 · €-30k
2022: €9k
2023: €4k
2024: €-30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€11k▼ 39.5%€-16k€-50k▼ 212%
Operating result€5k-€1k▼ 76.6%€-23k€-32k▼ 37.0%
Net result€5k-€-7k€-27k▼ 278%€-34k▼ 26.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €23k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€9k▼ 35.7%
Current assets
€36k▲ 165%
Key figures and ratios
EBITDA
€-27k▼
2024 · €-17k
Cash flow
€-29k▼
2024 · €-20k
Solvency
-110.5%▼
2024 · -57.3%
Current ratio
0.38▲
2024 · 0.31
Quick ratio
0.38▲
2024 · 0.31
Debt / equity
-1.90▲
2024 · -2.75
ROA
-75.1%▲
2024 · -96.2%
Interest coverage
-17.58▼
2024 · -12.80
Debt
€95k▲
2024 · €44k
Debt ≤ 1 year
€95k▲
2024 · €44k
Income taxes
€399▼
2024 · €2k
Staff costs
€25k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€45k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€7k€5k▼
Current assets29/58€14k€36k▲
Amounts receivable within one year40/41€14k€36k▲
Trade receivables40€14k€35k▲
Other amounts receivable41-€576
Equity and liabilities
Total equity and liabilities10/49€28k€45k▲
Equity10/15€-16k€-50k▼
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€200€200=
Non-distributable reserves130/1€200€200=
Legal reserve130€200€200=
Profit (loss) carried forward14€-18k€-52k▼
Amounts payable17/49€44k€95k▲
Amounts payable within one year42/48€44k€95k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Financial debts43€4k€6k▲
Credit institutions430/8€4k€6k▲
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€882-
Remuneration and social security454/9€3k€7k▲
Other amounts payable47/48€21k€71k▲
Income statement
Code20242025
Remuneration, social security and pensions62€44k€25k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€28k€-272▼
Operating profit (loss)9901€-23k€-32k▼
Financial income75/76B€77€117▲
Recurring financial income75€77€117▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-25k€-34k▼
Income taxes67/77€2k€399▼
Profit (loss) for the period9904€-27k€-34k▼
Profit (loss) for the period to be appropriated9905€-27k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-52k▼
Profit (loss) brought forward from the previous period14P€9k€-18k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 47 days late
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-07-2021
Resigned as Director
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Evence Coppéelaan 33600 GenkGround area
1,876 m²
Building footprint
672 m²
Volume, LiDAR
16,902 m³
Parcel 71016I0422/00C000, Flanders · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
LUTECA
since 20152.239.223.818
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0422/00C000 | Flanders | 1,876 m² | 1 · 672 m² | 32.6 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JURSA
BE 1013.169.156
Kortemark · Eq €20k
MSPS
BE 0798.652.963
Lasne · Eq €20k
ON AIR MOTION
BE 0765.935.853
Visé · Eq €20k
QUETZAL TRANSFORMATION
BE 1026.652.849
Mont-Saint-Guibert · Eq €20k
GLOBAL MANAGEMENT
BE 0760.952.627
Wemmel · Eq €20k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 30,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.