LUS IMMO
ActiveThe computed 12-month bankruptcy probability of LUS IMMO is 1.8% (moderate). The 2025 annual accounts show equity of €190k and a net result of €13k. Equity is shrinking by ~8.4% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability35▲+35
Solvency12▲+2
Growth58=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.07 against 0.06 in 2024), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
1.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
61 d late
2022
on the day
2021
26 d late
2020
145 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€190k▲ 7.4%
2024 · €177k
2020: €269k
2021: €264k
2022: €256k
2023: €177k
2024: €177k
2020 → 2025
Total assets
€1.08M▼ 4.2%
2024 · €1.13M
2020: €1.34M
2021: €1.28M
2022: €1.20M
2023: €1.16M
2024: €1.13M
2020 → 2025
Net result
€13k
2024 · €-132
2020: €-31k
2021: €-4k
2022: €-8k
2023: €-79k
2024: €-132
2020 → 2025
Working capital
€-515k▲ 3.0%
2024 · €-531k
2020: €-508k
2021: €-498k
2022: €-489k
2023: €-550k
2024: €-531k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€256k▼ 3.2%€177k▼ 31.0%€177k▼ 0.1%€190k▲ 7.4%
Operating result€30k-€25k▼ 17.0%€-40k€32k€44k▲ 37.8%
Net result€-4k-€-8k▼ 88.8%€-79k▼ 843%€-132▲ 99.8%€13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€1.05M▼ 4.3%
Current assets
€36k▲ 0.1%
Equity and liabilities €1.08M
Equity
€190k▲ 7.4%
Debt
€894k▼ 6.3%
The debt ratio falls from 84.4% to 82.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€91k▲
2024 · €83k
Cash flow
€60k▲
2024 · €51k
Solvency
17.5%▲
2024 · 15.6%
Current ratio
0.07▲
2024 · 0.06
Quick ratio
0.07▲
2024 · 0.06
Debt / equity
4.71▼
2024 · 5.40
ROE
6.9%▲
2024 · -0.1%
ROA
1.2%▲
2024 · 0.0%
Interest coverage
2.98▲
2024 · 2.62
Debt
€894k▼
2024 · €954k
Debt ≤ 1 year
€551k▼
2024 · €567k
Debt > 1 year
€343k▼
2024 · €381k
Income taxes
€297▼
2024 · €318
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.08M▼
Formation expenses20-€0
Fixed assets21/28€1.09M€1.05M▼
Tangible fixed assets22/27€1.09M€1.05M▼
Land and buildings22€1.09M€1.05M▼
Furniture and vehicles24€0€0=
Current assets29/58€36k€36k▲
Amounts receivable within one year40/41€30k€23k▼
Trade receivables40€29k€22k▼
Other amounts receivable41€976€400▼
Cash at bank and in hand54/58€5k€12k▲
Deferred charges and accrued income490/1€808€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.08M▼
Equity10/15€177k€190k▲
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Profit (loss) carried forward14€-123k€-110k▲
Amounts payable17/49€954k€894k▼
Amounts payable after more than one year17€381k€343k▼
Financial debts170/4€381k€343k▼
Amounts payable within one year42/48€567k€551k▼
Current portion of amounts payable after more than one year42€38k€39k▲
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€509k€500k▼
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€47k▼
Other operating charges640/8€13k€13k▼
Gross operating margin9900€96k€104k▲
Operating profit (loss)9901€32k€44k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€32k€31k▼
Recurring financial charges65€32k€31k▼
Profit (loss) for the period before taxes9903€186€13k▲
Income taxes67/77€318€297▼
Profit (loss) for the period9904€-132€13k▲
Profit (loss) for the period to be appropriated9905€-132€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-123k€-110k▲
Profit (loss) brought forward from the previous period14P€-123k€-123k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after 5 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Parc 854020 LiègeGround area
1,251 m²
Building footprint
620 m²
Volume, LiDAR
16,699 m³
2 parcels, Wallonia · tallest building 33.3 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
LUS IMMO
since 20192.291.253.034
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0019/00R006 | Wallonia | 770 m² | 1 · 415 m² | 33.3 m · 9 fl. |
| 62817C0119/00H000 ProtectedSite or landscape |
Wallonia | 480 m² | 1 · 205 m² | 32.9 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-04-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:daniel.fraiture@skynet.be
Phone:+3242404040