LURADEL
ActiveLURADEL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39k and a net result of €-8k. Equity is shrinking by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-1
Solvency47▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.12 in 2023; short-term debt: 78.4% and cash: 2.7% of total assets), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.6%
Return on assets
-4.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-8k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
16 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€39k▼ 16.8%
2023 · €47k
2018: €119k
2019: €93k
2020: €70k
2021: €61k
2022: €55k
2023: €47k
2018 → 2024
Total assets
€182k▼ 1.0%
2023 · €184k
2018: €215k
2019: €196k
2020: €178k
2021: €173k
2022: €171k
2023: €184k
2018 → 2024
Net result
€-8k▼ 7.3%
2023 · €-7k
2018: €-27k
2019: €-26k
2020: €-23k
2021: €-9k
2022: €-6k
2023: €-7k
2018 → 2024
Working capital
€-122k▼ 1.2%
2023 · €-120k
2018: €-54k
2019: €-85k
2020: €-103k
2021: €-103k
2022: €-103k
2023: €-120k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€61k▼ 13.1%€55k▼ 10.2%€47k▼ 13.5%€39k▼ 16.8%
Operating result€-21k-€-8k▲ 60.4%€-6k▲ 31.0%€-7k▼ 24.6%€-8k▼ 7.4%
Net result€-23k-€-9k▲ 59.7%€-6k▲ 32.0%€-7k▼ 18.3%€-8k▼ 7.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2024 against €7k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €182k
Fixed assets
€161k▼ 3.9%
Current assets
€21k▲ 28.4%
Equity and liabilities €182k
Equity
€39k▼ 16.8%
Debt
€143k▲ 4.4%
The debt ratio rises from 74.3% to 78.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2023 · €3k
Cash flow
€2k▼
2023 · €2k
Solvency
21.6%▼
2023 · 25.7%
Current ratio
0.15▲
2023 · 0.12
Quick ratio
0.15▲
2023 · 0.12
Debt / equity
3.63▲
2023 · 2.89
ROE
-20.1%▼
2023 · -15.6%
ROA
-4.3%▼
2023 · -4.0%
Interest coverage
12.64▼
2023 · 16.17
Debt
€143k▲
2023 · €137k
Debt ≤ 1 year
€143k▲
2023 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€184k€182k▼
Fixed assets21/28€168k€161k▼
Tangible fixed assets22/27€168k€161k▼
Land and buildings22€95k€91k▼
Furniture and vehicles24€10k€10k=
Other tangible fixed assets26€62k€59k▼
Current assets29/58€16k€21k▲
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€15k€15k=
Other amounts receivable41-€2k
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€184k€182k▼
Equity10/15€47k€39k▼
Contributions10/11€19k€19k=
Reserves13€29k€21k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€19k▼
Amounts payable17/49€137k€143k▲
Amounts payable within one year42/48€137k€143k▲
Trade debts44€748€28▼
Suppliers440/4€748€28▼
Taxes, remuneration and social security45€942€2k▲
Taxes450/3€942€2k▲
Other amounts payable47/48€135k€141k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€348€424▲
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€-7k€-8k▼
Financial charges65/66B€159€162▲
Recurring financial charges65€159€162▲
Profit (loss) for the period before taxes9903€-7k€-8k▼
Profit (loss) for the period9904€-7k€-8k▼
Profit (loss) for the period to be appropriated9905€-7k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-8k▼
Transfer from equity791/2€7k€8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 52 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dageraadstraat 241000 BrusselGround area
236 m²
Building footprint
112 m²
Volume, LiDAR
1,597 m³
Parcel 21822R0326/00E000, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LURADEL
since 20102.192.283.142
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0326/00E000 | Brussels | 236 m² | 1 · 112 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,588 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-08-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.