LUPUS
ActiveLUPUS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 69% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+31
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.83 against 4.13 in 2024), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
4.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
13 d early
2022
27 d early
2021
31 d early
2020
5 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€175k▲ 6.7%
2024 · €164k
2018: €162k
2019: €178k
2020: €188k
2021: €194k
2022: €184k
2023: €172k
2024: €164k
2018 → 2025
Total assets
€240k▲ 35.6%
2024 · €177k
2018: €195k
2019: €205k
2020: €209k
2021: €242k
2022: €237k
2023: €193k
2024: €177k
2018 → 2025
Net result
€11k
2024 · €-8k
2018: €1k
2019: €16k
2020: €10k
2021: €6k
2022: €-10k
2023: €-12k
2024: €-8k
2018 → 2025
Working capital
€47k▲ 24.5%
2024 · €38k
2018: €154k
2019: €165k
2020: €157k
2021: €154k
2022: €92k
2023: €59k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€184k▼ 5.2%€172k▼ 6.6%€164k▼ 4.7%€175k▲ 6.7%
Operating result€3k-€-15k€-15k▼ 3.1%€-13k▲ 17.5%€12k
Net result€6k-€-10k€-12k▼ 19.2%€-8k▲ 33.3%€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €13k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€176k▲ 38.7%
Current assets
€63k▲ 27.7%
Equity and liabilities €240k
Equity
€175k▲ 6.7%
Debt
€65k▲ 391%
The debt ratio rises from 7.5% to 27.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▲
2024 · €14k
Cash flow
€30k▲
2024 · €18k
Solvency
72.8%▼
2024 · 92.5%
Current ratio
3.83▼
2024 · 4.13
Quick ratio
3.83▼
2024 · 4.13
Debt / equity
0.37▲
2024 · 0.08
ROE
6.3%▲
2024 · -4.9%
ROA
4.6%▲
2024 · -4.6%
Interest coverage
77.98▼
2024 · 85.87
Debt
€65k▲
2024 · €13k
Debt ≤ 1 year
€17k▲
2024 · €12k
Debt > 1 year
€49k▲
2024 · €1k
Income taxes
€2k▲
2024 · €387
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€240k▲
Fixed assets21/28€127k€176k▲
Tangible fixed assets22/27€127k€176k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€20k€83k▲
Other tangible fixed assets26€102k€89k▼
Current assets29/58€50k€63k▲
Amounts receivable within one year40/41€33k€43k▲
Other amounts receivable41€33k€43k▲
Cash at bank and in hand54/58€17k€21k▲
Equity and liabilities
Total equity and liabilities10/49€177k€240k▲
Equity10/15€164k€175k▲
Contributions10/11€25k€25k=
Reserves13€169k€180k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€799€799=
Distributable reserves133€166k€177k▲
Profit (loss) carried forward14€-30k€-30k▲
Amounts payable17/49€13k€65k▲
Amounts payable after more than one year17€1k€49k▲
Financial debts170/4€1k€49k▲
Amounts payable within one year42/48€12k€17k▲
Current portion of amounts payable after more than one year42€8k€13k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€19k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€15k€33k▲
Operating profit (loss)9901€-13k€12k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€161€398▲
Recurring financial charges65€161€398▲
Profit (loss) for the period before taxes9903€-8k€13k▲
Income taxes67/77€387€2k▲
Profit (loss) for the period9904€-8k€11k▲
Profit (loss) for the period to be appropriated9905€-8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-19k▲
Profit (loss) brought forward from the previous period14P€-22k€-30k▼
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €16k ▲1039%
Operating result €16k, net result €16k, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gersblok 282970 SchildeGround area
591 m²
Building footprint
124 m²
Volume, LiDAR
634 m³
Parcel 11039D0410/00A002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gersblok 28, 2970 Schilde
since 19992.090.413.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0410/00A002 | Flanders | 590 m² | 1 · 124 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BACOM
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Balthazar
BE 0826.452.470
Mortsel · Eq €175k
Dragonfly
BE 1002.718.791
Sint-Martens-Latem · Eq €175k
Nicolas Leroy
BE 0518.905.656
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THE BIGGER PICTURE
BE 0795.534.513
Gent · Eq €175k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-02-1999
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.