Lupimmo
ActiveSummary
The computed 12-month bankruptcy probability of Lupimmo is 2.6% (moderate). The 2025 annual accounts show negative equity (€-208k) and a net result of €52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability55▲+55
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.88 against 0.72 in 2024; short-term debt: 78.3% and cash: 7.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27.5%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
67 d late
2023
31 d late
2022
11 d early
2021
31 d late
2020
31 d late
2019
74 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-208k▲ 19.9%
2024 · €-259k
2020: €46k
2021: €42k▼ -6.9% vs 2020
2022: €59k▲ +39.8% vs 2021highest in 6 years
2023: €52k▼ -11.8% vs 2022
2024: €-259k▼ -595% vs 2023lowest in 6 years
2025: €-208k▲ +19.9% vs 2024
2020 → 2025
Total assets
€756k▲ 9.1%
2024 · €693k
2020: €47klowest in 6 years
2021: €374k▲ +697% vs 2020
2022: €993k▲ +166% vs 2021
2023: €1.01M▲ +2.1% vs 2022highest in 6 years
2024: €693k▼ -31.6% vs 2023
2025: €756k▲ +9.1% vs 2024
2020 → 2025
Net result
€52k
2024 · €-312k
2020: €-3k
2021: €-3k▼ -17.9% vs 2020
2022: €17k▲ +638% vs 2021
2023: €-7k▼ -142% vs 2022
2024: €-312k▼ -4340% vs 2023lowest in 6 years
2025: €52k▲ +117% vs 2024highest in 6 years
2020 → 2025
Working capital
€-71k▲ 57.0%
2024 · €-165k
2020: €46k
2021: €46k▲ +0.4% vs 2020
2022: €87k▲ +90.7% vs 2021
2023: €93k▲ +6.2% vs 2022highest in 6 years
2024: €-165k▼ -278% vs 2023lowest in 6 years
2025: €-71k▲ +57.0% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€59k▲ 39.8%€52k▼ 11.8%€-259k€-208k▲ 19.9%
2021: €42k
2022: €59k▲ +39.8% vs 2021highest in 5 years
2023: €52k▼ -11.8% vs 2022
2024: €-259k▼ -595% vs 2023lowest in 5 years
2025: €-208k▲ +19.9% vs 2024
Operating result€-4k-€-4k▲ 12.9%€-20k▼ 459%€-11k▲ 47.0%€-13k▼ 20.1%
2021: €-4k
2022: €-4k▲ +12.9% vs 2021highest in 5 years
2023: €-20k▼ -459% vs 2022lowest in 5 years
2024: €-11k▲ +47.0% vs 2023
2025: €-13k▼ -20.1% vs 2024
Net result€-3k-€17k€-7k€-312k▼ 4,340%€52k
2021: €-3k
2022: €17k▲ +638% vs 2021
2023: €-7k▼ -142% vs 2022
2024: €-312k▼ -4340% vs 2023lowest in 5 years
2025: €52k▲ +117% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €11k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €756k
Fixed assets
€235k ▼ 11.3%
Current assets
€521k ▲ 21.7%
Key figures and ratios
Solvency
-27.5%▲
2024 · -37.4%
Current ratio
0.88▲
2024 · 0.72
Debt to equity
-4.64▼
2024 · -3.67
ROA
6.8%▲
2024 · -45.0%
Debt
€964k▲
2024 · €953k
Debt ≤ 1 year
€592k▼
2024 · €593k
Debt > 1 year
€327k=
2024 · €327k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€693k€756k▲
Fixed assets21/28€265k€235k▼
Financial fixed assets28€265k€235k▼
Current assets29/58€428k€521k▲
Amounts receivable after more than one year29€299k€270k▼
Other amounts receivable291€299k€270k▼
Amounts receivable within one year40/41€85€85=
Other amounts receivable41€85€85=
Current investments50/53€74k€184k▲
Cash at bank and in hand54/58€38k€59k▲
Deferred charges and accrued income490/1€18k€8k▼
Equity and liabilities
Total equity and liabilities10/49€693k€756k▲
Equity10/15€-259k€-208k▲
Contributions10/11€1k€1k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€0-
Profit (loss) carried forward14€-264k€-212k▲
Amounts payable17/49€953k€964k▲
Amounts payable after more than one year17€327k€327k=
Financial debts170/4€327k€327k=
Amounts payable within one year42/48€593k€592k▼
Trade debts44€2k€736▼
Suppliers440/4€2k€736▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€592k€592k=
Accrued charges and deferred income492/3€33k€45k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-10k€-12k▼
Operating profit (loss)9901€-11k€-13k▼
Financial income75/76B€17k€18k▲
Recurring financial income75€17k€18k▲
Financial charges65/66B€318k€-47k▼
Recurring financial charges65€318k€-47k▼
Profit (loss) for the period before taxes9903€-312k€52k▲
Profit (loss) for the period9904€-312k€52k▲
Profit (loss) for the period to be appropriated9905€-312k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-292k€-212k▲
Profit (loss) brought forward from the previous period14P€20k€-264k▼
Transfer from equity791/2€28k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €790 | €599 | €696 | €1k | €1k | ▲ 21.9% |
| Gross operating margin9900 | €-3k | €-3k | €-20k | €-10k | €-12k | ▼ 19.8% |
| Operating profit (loss)9901 | €-4k | €-4k | €-20k | €-11k | €-13k | ▼ 20.1% |
| Financial income75/76B | €4k | €29k | €26k | €17k | €18k | ▲ 6.1% |
| Recurring financial income75 | €4k | €29k | €26k | €17k | €18k | ▲ 6.1% |
| Financial charges65/66B | €3k | €5k | €13k | €318k | €-47k | ▼ 115% |
| Recurring financial charges65 | €3k | €5k | €13k | €318k | €-47k | ▼ 115% |
| Profit (loss) for the period before taxes9903 | €-3k | €20k | €-7k | €-312k | €52k | ▲ 117% |
| Income taxes67/77 | - | €3k | €0 | - | - | - |
| Profit (loss) for the period9904 | €-3k | €17k | €-7k | €-312k | €52k | ▲ 117% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €17k | €-7k | €-312k | €52k | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €374k | €993k | €1.01M | €693k | €756k | ▲ 9.1% |
| Fixed assets21/28 | €327k | €307k | €307k | €265k | €235k | ▼ 11.3% |
| Financial fixed assets28 | €327k | €307k | €307k | €265k | €235k | ▼ 11.3% |
| Current assets29/58 | €47k | €686k | €707k | €428k | €521k | ▲ 21.7% |
| Amounts receivable after more than one year29 | - | - | €372k | €299k | €270k | ▼ 9.7% |
| Other amounts receivable291 | - | - | €372k | €299k | €270k | ▼ 9.7% |
| Amounts receivable within one year40/41 | - | - | - | €85 | €85 | = |
| Other amounts receivable41 | - | - | - | €85 | €85 | = |
| Current investments50/53 | - | €592k | €283k | €74k | €184k | ▲ 149% |
| Cash at bank and in hand54/58 | €43k | €70k | €24k | €38k | €59k | ▲ 55.8% |
| Deferred charges and accrued income490/1 | €4k | €24k | €28k | €18k | €8k | ▼ 53.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €374k | €993k | €1.01M | €693k | €756k | ▲ 9.1% |
| Equity10/15 | €42k | €59k | €52k | €-259k | €-208k | ▲ 19.9% |
| Contributions10/11 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves13 | €31k | €31k | €31k | €3k | €3k | = |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €28k | €28k | €28k | €0 | - | - |
| Profit (loss) carried forward14 | €10k | €27k | €20k | €-264k | €-212k | ▲ 19.6% |
| Amounts payable17/49 | €331k | €934k | €961k | €953k | €964k | ▲ 1.2% |
| Amounts payable after more than one year17 | €327k | €327k | €327k | €327k | €327k | = |
| Financial debts170/4 | €327k | €327k | €327k | €327k | €327k | = |
| Amounts payable within one year42/48 | €1k | €599k | €614k | €593k | €592k | ▼ 0.2% |
| Trade debts44 | €1k | €4k | €19k | €2k | €736 | ▼ 56.7% |
| Suppliers440/4 | €1k | €4k | €19k | €2k | €736 | ▼ 56.7% |
| Taxes, remuneration and social security45 | - | €3k | €3k | €0 | - | - |
| Taxes450/3 | - | €3k | €3k | €0 | - | - |
| Other amounts payable47/48 | - | €592k | €592k | €592k | €592k | = |
| Accrued charges and deferred income492/3 | €3k | €8k | €20k | €33k | €45k | ▲ 37.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €17k | €-7k | €-312k | €52k | ▲ 117% |
| Operating cash flow (approximation) | €-3k | €17k | €-7k | €-312k | €52k | ▲ 117% |
| Investment in fixed assets (approximation) | - | €20k | €0 | €42k | €30k | ▼ 28.2% |
| Change in cash | - | €28k | €-46k | €14k | €21k | ▲ 54.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 67 days late
2024
31-12
Financial
Weakest financial yearnet €-312k
Net result drops to €-312k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2019
Ground area
1,025 m²
Building footprint
391 m²
Volume, LiDAR
3,567 m³
Parcel 31003G0340/00B000, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Lupimmo
since 20192.312.635.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003G0340/00B000 | Flanders | 1,025 m² | 1 · 391 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-2019
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.