LUNATIS
ActiveLUNATIS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341k and a net result of €57k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 16619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency99▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.88 in 2024), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
12.1%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-09-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
8 d early
2023
1 d early
2022
5 d early
2021
3 d early
2020
2 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close05-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€341k▲ 7.8%
2024 · €316k
2022: €296k
2023: €280k
2024: €316k
2022 → 2025
Total assets
€466k▼ 6.2%
2024 · €497k
2022: €441k
2023: €477k
2024: €497k
2022 → 2025
Net result
€57k▼ 17.9%
2024 · €69k
2022: €46k
2023: €70k
2024: €69k
2022 → 2025
Working capital
€69k▼ 27.1%
2024 · €94k
2022: €127k
2023: €101k
2024: €94k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€296k-€280k▼ 5.3%€316k▲ 12.9%€341k▲ 7.8%
Operating result€69k-€105k▲ 51.8%€103k▼ 1.6%€85k▼ 17.8%
Net result€46k-€70k▲ 52.6%€69k▼ 1.6%€57k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €466k
Fixed assets
€327k▲ 10.1%
Current assets
€140k▼ 30.5%
Equity and liabilities €466k
Equity
€341k▲ 7.8%
Provisions
€20k=
Debt
€106k▼ 34.5%
The debt ratio falls from 32.5% to 22.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€105k▼
2024 · €120k
Cash flow
€77k▼
2024 · €86k
Solvency
73.1%▲
2024 · 63.6%
Current ratio
1.97▲
2024 · 1.88
Quick ratio
1.97▲
2024 · 1.88
Debt / equity
0.31▼
2024 · 0.51
ROE
16.6%▼
2024 · 21.8%
ROA
12.1%▼
2024 · 13.8%
Interest coverage
19.68▼
2024 · 23.57
Debt
€106k▼
2024 · €162k
Debt ≤ 1 year
€71k▼
2024 · €107k
Debt > 1 year
€35k▼
2024 · €55k
Income taxes
€23k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€497k€466k▼
Fixed assets
21/28€297k€327k▲
Tangible fixed assets
22/27€291k€321k▲
Financial fixed assets
28€6k€6k=
Current assets
29/58€201k€140k▼
Amounts receivable within one year
40/41€89k€65k▼
Cash & bank
54/58€108k€71k▼
Total equity & liabilities
10/49€497k€466k▼
Equity
10/15€316k€341k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€298k€322k▲
Accumulated profits (losses)
14€0€0=
Provisions & deferred taxes
16€20k€20k=
Amounts payable
17/49€162k€106k▼
Amounts payable after one year
17€55k€35k▼
Amounts payable within one year
42/48€107k€71k▼
Trade debts payable within one year
44€16k€3k▼
Income statement
Code20242025
Gross operating margin
9900€122k€110k▼
Operating result
9901€103k€85k▼
Financial income
75€3€0▼
Financial charges
65€5k€5k▲
Result before taxes
9903€98k€79k▼
Income taxes
67/77€29k€23k▼
Net result for the period
9904€69k€57k▼
Result to be appropriated
9905€69k€57k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €70k ▲52.6%
Operating result €105k, net result €70k, both a record.
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
CELIS CONSULT
BE 0895.287.927
Zonhoven · Eq €341k
BUREAU DE CONSULTANCE PARISI
BE 0462.944.277
Charleroi · Eq €341k
LOOKS LIKE
BE 0655.760.283
Moorslede · Eq €341k
STESCO
BE 0893.885.484
Geel · Eq €341k
AZIRI
BE 0711.989.896
Zonhoven · Eq €341k
Of 29,862 companies in sector 62200 we hold annual accounts for 18,024. 13,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2005
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.