LUMY

Active Risk: not assessed

Private limited companyfounded 2000active for 25 yearsMalendriesstraat 81, 3370 Boutersem, BelgiumKBO/BCE: BE 0473.252.508

From the official registers: KBO 25 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LUMY is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €29,734. Equity has been growing by about 5.7% per year since 2018. Its solvency ranks better than 93% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

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Official details

KBO

Status: Active since 10-11-2000 Normal situation
Legal form: Private limited company
Registered office: Malendriesstraat 81, 3370 Boutersem
Activity: Activities of holding companies NACE 64210and 6 others
Establishment unit: 2.099.935.182 3370 Boutersem, since 01-12-2000
Financial year end: 31 December
Peppol: Reachable since 30-01-2025

Company details

Board and ownership

Board

DE ROYE Myriam Roberte SuzanneDirector
MERTENS LucDirector

Holdings: Shares in 1 company VALOR SERVICES GROUP

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €29,734; ▲ 0.5%
Equity: €1.1m; ▼ 0.2%
Total assets: €1.2m; ▼ 3.7%

2025 accounts filed 31 days after the deadline

Filed on 31-08-2026at the National Bank

Financials

Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

raises risk

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

21 days late

2023

30 days late

2022

30 days late

2021

24 days late

2020

31 days late

2019

87 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Higher solvency than 93% of companies in financial servicessector median 50.9% · 9,750 companies 94.5% View

Documents

Key facts about LUMY

What is the company number of LUMY?: The company number of LUMY is 0473.252.508. The VAT number is the same number with BE in front: BE 0473.252.508.
Where is LUMY based?: The registered office is at Malendriesstraat 81, 3370 Boutersem.Company details
What does LUMY do?: According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of LUMY?: The legal form of LUMY is Private limited company (BV).
When was LUMY founded?: LUMY was founded on 10-11-2000.
Is LUMY still active?: Yes, LUMY is an active enterprise in the KBO register.
What is the turnover of LUMY?: The turnover in financial year 2025 is ≈ €7,600. This figure is estimated from the gross margin of €1,594 and 32 comparable companies (NACE 64210). It probably lies between €3,300 and €11,000. It is a rough estimate.Financials
Is LUMY profitable?: In financial year 2025, LUMY made a profit of €29,734.
Where can I find the annual accounts of LUMY?: LUMY filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LUMY due?: LUMY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to LUMY

Subsidiaries and holdings

VALOR SERVICES GROUP11.9%

Comparable companies

These companies have the same main activity as LUMY: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €675,000 and €1.4m, founded between 1993 and 2005.

Company	Total assets	Gross margin
LUMY Boutersem	€1.2m	€0.002m
DRAPER ESTATE Sint-Joost-ten-Node	€1.0m	€0.001m
ZONCO Lommel	€1.2m	€0.001m
COMAN Hamont-Achel	€1.4m	€0.002m
REYNINVEST Brugge	€0.7m	€0.002m
M.C. INVEST Antwerpen	€1.2m	-€0.005m
HEENWERF Schoten	€1.3m	-€0.03m