LUMITECH
ActiveThe computed 12-month bankruptcy probability of LUMITECH is 2.7% (moderate). The 2024 annual accounts show equity of €17k and a net result of €16k. Its solvency ranks better than 81% of 36376 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.52; short-term debt: 25.1% and cash: 48.1% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.9%
Return on assets
69.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€17k
Total assets
€23k
Net result
€16k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €23k
Fixed assets
€3k
Current assets
€20k
Equity and liabilities €23k
Equity
€17k
Debt
€6k
Debt finances 25.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k
Cash flow
€16k
Solvency
74.9%
Current ratio
3.52
Quick ratio
3.52
Debt / equity
0.34
ROE
93.2%
ROA
69.8%
Interest coverage
218.81
Debt
€6k
Debt ≤ 1 year
€6k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€23k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Plant, machinery and equipment23€594
Furniture and vehicles24€2k
Current assets29/58€20k
Amounts receivable within one year40/41€9k
Trade receivables40€4k
Other amounts receivable41€5k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€20
Equity and liabilities
Total equity and liabilities10/49€23k
Equity10/15€17k
Contributions10/11€2k
Profit (loss) carried forward14€15k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€583
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171
Other operating charges640/8€147
Gross operating margin9900€21k
Operating profit (loss)9901€20k
Financial income75/76B€120
Recurring financial income75€120
Financial charges65/66B€93
Recurring financial charges65€93
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€4k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karreveldstraat 251620 DrogenbosGround area
182 m²
Building footprint
79 m²
Volume, LiDAR
521 m³
Parcel 22001B0075/00C002, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUMITECH
since 20242.357.202.245
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0075/00C002 | Flanders | 182 m² | 1 · 79 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0799.193.688
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M.E.T.
BE 0778.314.835
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 6,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2024
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
41001General construction of residential buildings
41003General construction of other non-residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.