LUMITEC
ActiveSummary
LUMITEC has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €64k. Its solvency ranks better than 63% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency97▲+26
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 1.59 in 2024; short-term debt: 28.1% and cash: 92.8% of total assets), and 28.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
43.4%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
3 d late
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 153%
2024 · €42k
2024: €42k
2025: €106k▲ +153% vs 2024
2024 → 2025
Total assets
€148k▲ 60.6%
2024 · €92k
2024: €92k
2025: €148k▲ +60.6% vs 2024
2024 → 2025
Net result
€64k▲ 100%
2024 · €32k
2024: €32k
2025: €64k▲ +100% vs 2024
2024 → 2025
Working capital
€96k▲ 227%
2024 · €29k
2024: €29k
2025: €96k▲ +227% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€42k-€106k▲ 153%
2024: €42k
2025: €106k▲ +153% vs 2024
Operating result€45k-€89k▲ 99.2%
2024: €45k
2025: €89k▲ +99.2% vs 2024
Net result€32k-€64k▲ 100%
2024: €32k
2025: €64k▲ +100% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 99% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€10k ▼ 17.8%
Current assets
€137k ▲ 73.1%
Equity and liabilities €148k
Equity
€106k ▲ 153%
Debt
€42k ▼ 16.7%
Debt's share of the balance-sheet total falls from 54.3% to 28.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €50k
Cash flow
€70k▲
2024 · €37k
Current ratio
3.31▲
2024 · 1.59
Debt to equity
0.39▼
2024 · 1.19
ROE
60.4%▼
2024 · 76.2%
ROA
43.4%▲
2024 · 34.8%
Interest coverage
319.15▼
2024 · 1382.53
Debt ≤ 1 year
€41k▼
2024 · €50k
Income taxes
€25k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€92k€148k▲
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€79k€137k▲
Amounts receivable within one year40/41€35k€0▼
Trade receivables40€35k€0▼
Other amounts receivable41€1€0▼
Cash at bank and in hand54/58€44k€137k▲
Deferred charges and accrued income490/1€139€150▲
Equity and liabilities
Total equity and liabilities10/49€92k€148k▲
Equity10/15€42k€106k▲
Contributions10/11€10k€10k=
Reserves13€32k€96k▲
Distributable reserves133€32k€96k▲
Amounts payable17/49€50k€42k▼
Amounts payable within one year42/48€50k€41k▼
Trade debts44€18k€987▼
Suppliers440/4€18k€987▼
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€26k€37k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3-€144
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€264€191▼
Gross operating margin9900€50k€96k▲
Operating profit (loss)9901€45k€89k▲
Financial income75/76B€5€0▼
Recurring financial income75€5€0▼
Financial charges65/66B€36€299▲
Recurring financial charges65€36€299▲
Profit (loss) for the period before taxes9903€45k€89k▲
Income taxes67/77€13k€25k▲
Profit (loss) for the period9904€32k€64k▲
Profit (loss) for the period to be appropriated9905€32k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€64k▲
Transfer to equity691/2€32k€64k▲
To other reserves6921€32k€64k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €6k | ▲ 19.2% |
| Other operating charges640/8 | €264 | €191 | ▼ 27.7% |
| Gross operating margin9900 | €50k | €96k | ▲ 90.2% |
| Operating profit (loss)9901 | €45k | €89k | ▲ 99.2% |
| Financial income75/76B | €5 | €0 | ▼ 100% |
| Recurring financial income75 | €5 | €0 | ▼ 100% |
| Financial charges65/66B | €36 | €299 | ▲ 726% |
| Recurring financial charges65 | €36 | €299 | ▲ 726% |
| Profit (loss) for the period before taxes9903 | €45k | €89k | ▲ 98.7% |
| Income taxes67/77 | €13k | €25k | ▲ 94.4% |
| Profit (loss) for the period9904 | €32k | €64k | ▲ 100% |
| Profit (loss) for the period to be appropriated9905 | €32k | €64k | ▲ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €92k | €148k | ▲ 60.6% |
| Fixed assets21/28 | €13k | €10k | ▼ 17.8% |
| Tangible fixed assets22/27 | €13k | €10k | ▼ 17.8% |
| Furniture and vehicles24 | €13k | €10k | ▼ 17.8% |
| Current assets29/58 | €79k | €137k | ▲ 73.1% |
| Amounts receivable within one year40/41 | €35k | €0 | ▼ 100% |
| Trade receivables40 | €35k | €0 | ▼ 100% |
| Other amounts receivable41 | €1 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €44k | €137k | ▲ 211% |
| Deferred charges and accrued income490/1 | €139 | €150 | ▲ 7.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €92k | €148k | ▲ 60.6% |
| Equity10/15 | €42k | €106k | ▲ 153% |
| Contributions10/11 | €10k | €10k | = |
| Reserves13 | €32k | €96k | ▲ 200% |
| Distributable reserves133 | €32k | €96k | ▲ 200% |
| Amounts payable17/49 | €50k | €42k | ▼ 16.7% |
| Amounts payable within one year42/48 | €50k | €41k | ▼ 17.0% |
| Trade debts44 | €18k | €987 | ▼ 94.6% |
| Suppliers440/4 | €18k | €987 | ▼ 94.6% |
| Taxes, remuneration and social security45 | €30k | €37k | ▲ 24.4% |
| Taxes450/3 | €26k | €37k | ▲ 41.8% |
| Remuneration and social security454/9 | €4k | €0 | ▼ 100% |
| Other amounts payable47/48 | €2k | €3k | ▲ 95.7% |
| Accrued charges and deferred income492/3 | - | €144 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €64k | ▲ 100% |
| + Depreciation and write-downs630 | €5k | €6k | ▲ 19.2% |
| Operating cash flow (approximation) | €37k | €70k | ▲ 88.9% |
| Investment in fixed assets (approximation) | - | €-4k | - |
| Change in cash | - | €93k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
31-03
Financial
Liquidity doublescurrent ratio 3.31
Current ratio from 1.59 to 3.31; short-term debt falls from €50k to €41k.
31-03
Financial
Equity above €100kEq €106k ▲153%
2 profitable years in a row build equity to €106k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2023
Ground area
838 m²
Building footprint
122 m²
Volume, LiDAR
784 m³
Parcel 24423I0006/00E000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LUMITEC
since 20232.345.460.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423I0006/00E000 | Flanders | 838 m² | 1 · 122 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-03-2023
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.