Financials
- Fiscal year
- 2025
- Total assets
- €453,993
- Profit
- €52,420
- Solvency
- 13.4%
Total assets▼ 3.2%
Net result
20182025
LUMISA
ActiveSummary
The computed 12-month bankruptcy probability of LUMISA is 5.9% (elevated). The 2025 annual accounts show equity of €60,992 and a net result of €52,420. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 16076 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€453,993total assets 2025
- Equity
- €60,992
- Profit
- €52,420
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late1 of 6 deeds read
Why 38- 2 changes of registered office in 24 months- Latest accounts 25 days late; 2 of the last 3 late- Liquidity: current ratio 0.00, cash €5, halved+ Size: total assets €453,993Show the evidence
Checked score
Score 2025
38
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 60% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
38+11
equity 13.4% of total assets
Liquidity
33-6
short-term debt 37.9% · cash 0.0%
Profitability
83+44
return on assets 11.5%
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.4%
12-2024: 4.4%● 0.0% vs 11-2024
01-2025: 3.1%▼ -28.8% vs 12-2024
02-2025: 3.1%▼ -2.0% vs 01-2025
03-2025: 3.1%● 0.0% vs 02-2025
04-2025: 3.1%● 0.0% vs 03-2025
05-2025: 4.6%▲ +51.4% vs 04-2025
06-2025: 4.4%▼ -4.8% vs 05-2025
07-2025: 4.4%▼ -0.4% vs 06-2025
08-2025: 4.9%▲ +10.6% vs 07-2025
09-2025: 5.8%▲ +19.7% vs 08-2025
10-2025: 2.0%▼ -65.9% vs 09-2025
11-2025: 2.0%▼ -1.4% vs 10-2025
12-2025: 2.0%● 0.0% vs 11-2025
01-2026: 1.9%▼ -0.6% vs 12-2025
02-2026: 2.0%▲ +1.4% vs 01-2026
03-2026: 1.9%▼ -1.3% vs 02-2026
04-2026: 1.9%▼ -2.1% vs 03-2026
05-2026: 2.0%▲ +2.6% vs 04-2026
06-2026: 1.9%▼ -3.9% vs 05-2026lowest value
07-2026: 1.9%▲ +3.7% vs 06-2026
08-2026: 5.7%▲ +193% vs 07-2026
09-2026: 5.9%▲ +2.8% vs 08-2026highest value
10-2026: 5.9%● 0.0% vs 09-2026highest value
- 2 changes of registered office in 24 months raises the probability
- Latest accounts 25 days late; 2 of the last 3 late raises the probability
- Liquidity: current ratio 0.00, cash €5, halved raises the probability
- Size: total assets €453,993 lowers the probability for this profile
Credit up to €2,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.0 against 0.03 in 2024; short-term debt: 37.9% and cash: 0% of total assets), and 86.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 34%, liquidity 25%, profitability 81%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €60,992
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
48 d late
2023
230 d late
2022
44 d late
2021
26 d late
2020
1 d early
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move
- Highest result since 2018net €52,420 ▲1,151%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-08-2026Annual accounts filed
- 13-07-2026Registered office
- 31-12-2025Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 18-11-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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