LUMIQI MD

Active

Private limited companyfounded 2024active for 1 yearRue de la Source 12, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 1017.992.135

Summary

LUMIQI MD has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,691 and a net result of €62,191. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

LUMIQI MDActiveChecked score 89/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€88,450total assets 2025

Equity: €64,691
Profit: €62,191

Turnover not published (micro format)

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Accounts 22 days early0 of 1 deed read

Why 89raises riskFounded in 2024No main activity registeredlowers riskLiquidity: current ratio 3.14, cash €71,988Size: total assets €88,450Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 77% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 98

equity 73.1% of total assets

Liquidity 89

short-term debt 26.9% · cash 81.4%

Profitability 100

return on assets 70.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2026: 2.4% 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.9%▲ +0.5 percentage points vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 3.3%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 3.3%● unchanged vs 06-2026highest value 08-2026: 0.3%▼ -3.0 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.14, above the usual 1.5; short-term debt: 26.9% and cash: 81.4% of total assets), and 26.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 61% on solvency, 80% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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