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LUMINI

Active
Private limited companyfounded 1995active for 31 yearsBrouwerijstraat(Mar) 31, 8720 Dentergem, BelgiumKBO/BCE: BE 0456.382.624
Summary

LUMINI has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,987 and a net result of €12,364. Equity is growing by about 58% per year across the filed financial years. Its solvency ranks better than 83% of 252 sector peers (NACE 27, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
LUMINIActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of electrical equipment
NACE 27402
1 site
Size
€96,018total assets 2025
Equity
€77,987
Profit
€12,364
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 32 days early1 of 4 deeds summarised
Why 97raises riskSize: total assets €96,018lowers riskLiquidity: current ratio 4.73, cash €25,780, halvedFounded in 1995Equity €77,987 (81.2% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 27, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+6
equity 81.2% of total assets
Liquidity 78-9
short-term debt 18.8% · cash 26.8%
Profitability 85-15
return on assets 12.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (437 companies, NACE 27, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.73, compared with 2.62 in 2024, above the usual 1.5; short-term debt: 18.8% and cash: 26.8% of total assets), and 18.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 27, micro): better than 89% on solvency, 80% on liquidity, 74% on profitability and 73% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.73, cash €25,780, halved
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €77,987 (81.2% of total assets)
NBB · annual accounts
raises risk · Size: total assets €96,018
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
35 days early
2023
34 days early
2022
33 days early
2021
33 days early
2020
31 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 27) for financial year 2024 is 6 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Among the best 18% on solvencysector median 50.4% · 252 companies 81.2% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €12,364 6 years View

By topic

Financials

Financial year
2025
Total assets
€96,018
Profit
€12,364
Solvency
81.2%
Total assets▲ 1.5%
Net result
20182025
Go to Financials

Timeline

Events
34
Since
1997
Next accounts
by 31-07-2027
  1. 24-01-2024Resignation: VANDERIVIERE Johan (manager)
  2. 28-06-2023Annual accounts filed
  3. 31-12-2022Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of electrical equipmentNACE 27402
Founded
26-10-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Who signs
Each director alone
Annual meeting
Second Friday of June at 14:00
Purpose
“De aan- en verkoop,groot- en kleinhandel,ontwerp en produktie,onderhoud en…” (deed in Dutch)
Go to Articles of association

Key facts about LUMINI

What is the company number of LUMINI?
0456.382.624. In Belgium the VAT number is the company number with BE in front: BE 0456.382.624.
Where is LUMINI based?
The registered office is at Brouwerijstraat(Mar) 31, 8720 Dentergem.Company details
What does LUMINI do?
According to the KBO register, the main activity is manufacture of electrical equipment (NACE 27402).
What is the legal form of LUMINI?
Private limited company (BV).
When was LUMINI founded?
On 26-10-1995.
Is LUMINI still active?
Yes, LUMINI is an active enterprise in the KBO register.
What is the turnover of LUMINI?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LUMINI profitable?
In financial year 2025, LUMINI made a profit of €12,364.
Where can I find the annual accounts of LUMINI?
LUMINI filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUMINI due?
By 31-07-2027, for financial year 2026.Timeline

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