LUMIDEE
ActiveLUMIDEE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €-25k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-7
Solvency62▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 5.36 in 2024; short-term debt: 9.4% and cash: 3.5% of total assets), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
-6.8%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-09-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
15 d early
2023
25 d early
2022
19 d early
2021
8 d late
2020
3 d late
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▼ 15.4%
2024 · €159k
2019: €81k
2020: €83k
2021: €124k
2022: €158k
2023: €164k
2024: €159k
2019 → 2025
Total assets
€360k▲ 1.1%
2024 · €356k
2019: €200k
2020: €177k
2021: €214k
2022: €271k
2023: €306k
2024: €356k
2019 → 2025
Net result
€-25k▼ 400%
2024 · €-5k
2019: €8k
2020: €2k
2021: €40k
2022: €35k
2023: €6k
2024: €-5k
2019 → 2025
Working capital
€128k▼ 9.9%
2024 · €142k
2019: €123k
2020: €107k
2021: €150k
2022: €95k
2023: €138k
2024: €142k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€158k▲ 28.0%€164k▲ 4.0%€159k▼ 3.0%€135k▼ 15.4%
Operating result€50k-€48k▼ 3.6%€11k▼ 77.3%€-6k€-26k▼ 346%
Net result€40k-€35k▼ 14.0%€6k▼ 81.8%€-5k€-25k▼ 400%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€198k▲ 9.4%
Current assets
€162k▼ 7.5%
Equity and liabilities €360k
Equity
€135k▼ 15.4%
Debt
€225k▲ 14.5%
The debt ratio rises from 55.2% to 62.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-18k▼
2024 · €-1k
Cash flow
€-16k▼
2024 · €-277
Solvency
37.5%▼
2024 · 44.8%
Current ratio
4.81▼
2024 · 5.36
Quick ratio
1.56▼
2024 · 2.13
Debt / equity
1.67▲
2024 · 1.23
ROE
-18.3%▼
2024 · -3.1%
ROA
-6.8%▼
2024 · -1.4%
Interest coverage
-4.08▼
2024 · -0.26
Debt
€225k▲
2024 · €196k
Debt ≤ 1 year
€34k▲
2024 · €33k
Debt > 1 year
€191k▲
2024 · €164k
Income taxes
€140▲
2024 · €123
Staff costs
€36k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€360k▲
Fixed assets21/28€181k€198k▲
Tangible fixed assets22/27€21k€13k▼
Plant, machinery and equipment23€21k€13k▼
Financial fixed assets28€160k€185k▲
Current assets29/58€175k€162k▼
Stocks and contracts in progress3€106k€109k▲
Stocks30/36€106k€109k▲
Amounts receivable within one year40/41€30k€37k▲
Trade receivables40€15k€21k▲
Other amounts receivable41€14k€16k▲
Cash at bank and in hand54/58€35k€13k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€356k€360k▲
Equity10/15€159k€135k▼
Contributions10/11€19k€19k=
Reserves13€141k€116k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€139k€114k▼
Amounts payable17/49€196k€225k▲
Amounts payable after more than one year17€164k€191k▲
Other amounts payable178/9€164k€191k▲
Amounts payable within one year42/48€33k€34k▲
Financial debts43€4k€9k▲
Credit institutions430/8€4k€9k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€14k€11k▼
Taxes450/3€10k€11k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€35k€19k▼
Operating profit (loss)9901€-6k€-26k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-5k€-24k▼
Income taxes67/77€123€140▲
Profit (loss) for the period9904€-5k€-25k▼
Profit (loss) for the period to be appropriated9905€-5k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-25k▼
Transfer from equity791/2€5k€25k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
2024
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 6.91
Current ratio from 2.89 to 6.91; short-term debt falls from €50k to €23k.
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €150kEq €158k ▲28%
4 profitable years in a row build equity to €158k.
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
31-03
Financial
Highest result since 2019net €40k ▲1547%
Operating result €50k, net result €40k, both a record.
31-03
Financial
Equity above €100kEq €124k ▲48.2%
3 profitable years in a row build equity to €124k.
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongersesteenweg 1093800 Sint-TruidenGround area
1,518 m²
Building footprint
360 m²
Volume, LiDAR
2,376 m³
Parcel 71352D0929/00X000, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUMIDEE
since 19952.074.479.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0929/00X000 | Flanders | 1,518 m² | 1 · 360 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OHM SOLUTIONS
BE 0465.251.293
Ukkel · Eq €135k
MAINTAIN ELEKTRO
BE 0700.312.779
Lanaken · Eq €134k
MYKANTO
BE 0446.636.104
Bonheiden · Eq €136k
DECOSOL
BE 0831.695.420
Oudsbergen · Eq €137k
ESII BELGIUM
BE 0465.431.437
Hannut · Eq €133k
Of 1,247 companies in sector 46643 we hold annual accounts for 954. 633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-11-1995
Fiscal year end31-03
Activities, NACEBEL
46643Wholesale of electrical equipment, including installation materials
47552Retail sale of lighting equipment
47592Retail trade
52442
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.