LUMICE
ActiveThe computed 12-month bankruptcy probability of LUMICE is 2.2% (moderate). The 2025 annual accounts show equity of €75k and a net result of €26k. Its solvency ranks better than 82% of 6956 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 6.73 against 3.3 in 2024), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
29.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 50.2%
2024 · €50k
2024: €50k
2024 → 2025
Total assets
€88k▲ 23.0%
2024 · €72k
2024: €72k
2024 → 2025
Net result
€26k▼ 45.9%
2024 · €48k
2024: €48k
2024 → 2025
Working capital
€75k▲ 50.2%
2024 · €50k
2024: €50k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€50k-€75k▲ 50.2%
Operating result€60k-€33k▼ 45.5%
Net result€48k-€26k▼ 45.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€75k▲ 50.2%
Debt
€13k▼ 39.7%
The debt ratio falls from 30.3% to 14.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
85.1%▲
2024 · 69.7%
Current ratio
6.73▲
2024 · 3.30
Quick ratio
6.73▲
2024 · 3.30
Debt / equity
0.17▼
2024 · 0.43
ROE
34.5%▼
2024 · 95.7%
ROA
29.4%▼
2024 · 66.7%
Debt
€13k▼
2024 · €22k
Debt ≤ 1 year
€13k▼
2024 · €22k
Income taxes
€7k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€88k▲
Current assets29/58€72k€88k▲
Amounts receivable within one year40/41€25k€452▼
Trade receivables40€25k-
Other amounts receivable41-€452
Cash at bank and in hand54/58€46k€88k▲
Deferred charges and accrued income490/1€429-
Equity and liabilities
Total equity and liabilities10/49€72k€88k▲
Equity10/15€50k€75k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€47k€72k▲
Amounts payable17/49€22k€13k▼
Amounts payable within one year42/48€22k€13k▼
Trade debts44€512€624▲
Suppliers440/4€512€624▲
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€7k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€859€836▼
Income statement
Code20242025
Gross operating margin9900€60k€33k▼
Operating profit (loss)9901€60k€33k▼
Financial charges65/66B€19€40▲
Recurring financial charges65€19€40▲
Profit (loss) for the period before taxes9903€60k€33k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€48k€26k▼
Profit (loss) for the period to be appropriated9905€48k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€73k▲
Profit (loss) brought forward from the previous period14P-€47k
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.73
Current ratio from 3.30 to 6.73; short-term debt falls from €22k to €13k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gildenstraat 261000 BrusselGround area
70 m²
Building footprint
73 m²
Volume, LiDAR
916 m³
Parcel 21806F0123/00K000, Brussels · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LUMICE
since 20242.361.524.287
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0123/00K000 | Brussels | 70 m² | 1 · 73 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2024
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.