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Lumia Consulting

Active
Private limited companyfounded 2017active for 9 yearsEksterstraat 15, 3370 Boutersem, BelgiumKBO/BCE: BE 0674.840.183

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Lumia Consulting has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,668 and a net result of €59,561. Equity has been stable since 2018 (±0.9% per year). Its solvency ranks better than 28% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 26-04-2017 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 5 others
Establishment unit
2.264.037.408 3370 Boutersem, since 12-05-2017
Financial year end
31 December
Peppol
Reachable since 08-05-2025

Board and ownership

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€76,334
▼ 4.4%
Turnover
≈ €150,000
estimated
Profit
€59,561
▼ 3.3%
Equity
€41,668
▼ 25.7%
Total assets
€131,471
▼ 1.6%
Filed on 13-07-2026, 18 days before the deadlineat the National Bank
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.42, cash €109,373Size: total assets €131,471Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 45% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 57-10
equity 31.7% of total assets
Liquidity 64-6
short-term debt 68.3% · cash 83.2%
Profitability 100=
return on assets 45.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.42 (1.65 in 2024), below the usual 1.5. Short-term debt is 68.3% and cash 83.2% of total assets. 68.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 30% of them on solvency, 47% on liquidity, 82% on profitability and 22% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Four signals.
lowers riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.42, cash €109,373
NBB · annual accounts
lowers risk · Size: total assets €131,471
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
18 days early
2024
25 days late
2023
8 days late
2022
27 days early
2021
1 day late
2020
30 days late
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €59,561 8 years View

Comparable companies

These companies have the same main activity as Lumia Consulting: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €117,000 and €142,000, founded between 2016 and 2017.

CompanyTotal assetsGross margin
Lumia Consulting Boutersem€131,471€76,334
ioberan Boutersem€142,284€79,153
ISCO Pepingen€127,411€82,962
SOMETIS Overijse€117,386€78,723
ITALICE CONSULTING Boortmeerbeek€139,152€82,129
ZAPHIR CONSULTING Aarschot€117,767€76,198
VEVAMO Ternat€121,769€68,729
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about Lumia Consulting

What is the company number of Lumia Consulting?
The company number of Lumia Consulting is 0674.840.183. The VAT number is the same number with BE in front: BE 0674.840.183.
Where is Lumia Consulting based?
The registered office is at Eksterstraat 15, 3370 Boutersem.Company details
What does Lumia Consulting do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of Lumia Consulting?
The legal form of Lumia Consulting is Private limited company (BV).
When was Lumia Consulting founded?
Lumia Consulting was founded on 26-04-2017.
Is Lumia Consulting still active?
Yes, Lumia Consulting is an active enterprise in the KBO register.
What is the turnover of Lumia Consulting?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €76,334 and 59 comparable companies (NACE 62200). It probably lies between €130,000 and €190,000. In financial year 2022 turnover was €146,000.Financials
Is Lumia Consulting profitable?
In financial year 2025, Lumia Consulting made a profit of €59,561.
Where can I find the annual accounts of Lumia Consulting?
Lumia Consulting filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Lumia Consulting due?
Lumia Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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