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LUMET

Active
Public limited companyfounded 198739 years activeAven Ackers(VER) 7A, 9130 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0430.657.828
Summary

LUMET has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of €125,935. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 78 sector peers (NACE 24, fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Manufacture of basic metals
NACE 24100General construction of other non-residential buildings NACE 41003
1 site
Size
€7.9mtotal assets 2025
Staff
21.9 FTE
Equity
€2.4m
Profit
€125,935
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
LUMET HOLDING · 99.94%
Accounts 1 day early0 of 10 deeds read
Why 83- Liquidity: current ratio 1.24, cash €336,043- Sector Manufacture of basic metals (NACE 24)- Size: 21.9 FTE, total assets €7.9m+ Founded in 1987Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 24, small)
Financial strength · tick = 2024
Average
Solvency 55+1
equity 30.4% of total assets
Liquidity 36-8
short-term debt 40.3% · cash 4.3%
Profitability 71-1
return on assets 1.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (74 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +0.1 percentage points vs 11-2024 01-2025: 0.6%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%▼ -0.3 percentage points vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025lowest value 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.8%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 0.4%▼ -0.4 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit up to €190,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.59 in 2024; short-term debt: 40.3% and cash: 4.3% of total assets), and 69.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 24, small): better than 27% on solvency, 31% on liquidity, 55% on profitability and 54% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.24, cash €336,043
NBB · annual accounts
raises risk · Sector Manufacture of basic metals (NACE 24)
KBO
lowers risk · Founded in 1987
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: 21.9 FTE, total assets €7.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
11 days early
2023
9 days early
2022
1 day early
2021
on the day
2020
11 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 29% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Among the best 9% on equitysector median €381,676 · 78 companies €2.4m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Caution: Result fell in 2025from €210,082 to €125,935 ▼ 40.1% View
  • Controlled by LUMET HOLDING 99.94% View
  • Positive: 7 profitable years in a rowprofit 2025: €125,935 7 years View
  • Flemish supportawarded 2022 - 2025 €399,524 View

By topic

Financials

Fiscal year
2025
Total assets
€7.9m
Profit
€125,935
Solvency
30.4%
Total assets▲ 0.7%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 30-06-2023Equity above €2m
  2. 30-01-2023Annual accounts filed
  3. 30-06-2022Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of basic metalsNACE 24100
Founded
18-03-1987
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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