LUMACON
ActiveLUMACON has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €66k. Its solvency ranks better than 59% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.93; short-term debt: 31.9% and cash: 76.1% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
65.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€68k
Total assets
€100k
Net result
€66k
Working capital
€62k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €100k
Fixed assets
€6k
Current assets
€94k
Equity and liabilities €100k
Equity
€68k
Debt
€32k
Debt finances 31.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€85k
Cash flow
€67k
Solvency
68.1%
Current ratio
2.93
Quick ratio
2.93
Debt / equity
0.47
ROE
96.3%
ROA
65.6%
Interest coverage
513.66
Debt
€32k
Debt ≤ 1 year
€32k
Income taxes
€18k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€100k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Plant, machinery and equipment23€6k
Current assets29/58€94k
Amounts receivable within one year40/41€17k
Trade receivables40€17k
Cash at bank and in hand54/58€76k
Deferred charges and accrued income490/1€665
Equity and liabilities
Total equity and liabilities10/49€100k
Equity10/15€68k
Contributions10/11€3k
Profit (loss) carried forward14€66k
Amounts payable17/49€32k
Amounts payable within one year42/48€32k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€29k
Taxes450/3€26k
Remuneration and social security454/9€2k
Other amounts payable47/48€962
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€847
Other operating charges640/8€50
Gross operating margin9900€85k
Operating profit (loss)9901€84k
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€165
Recurring financial charges65€165
Profit (loss) for the period before taxes9903€84k
Income taxes67/77€18k
Profit (loss) for the period9904€66k
Profit (loss) for the period to be appropriated9905€66k
Appropriation of the result
Profit (loss) to be appropriated9906€66k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kennedylaan 63700 Tongeren-BorgloonGround area
353 m²
Building footprint
114 m²
Volume, LiDAR
876 m³
Parcel 73348B0149/00K004, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUMACON
since 20252.370.619.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73348B0149/00K004 | Flanders | 353 m² | 1 · 114 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2025
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
73110Advertising agencies
73300Public relations and communication consultancy
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.