LUMA
ActiveSummary
LUMA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34,200 and a net result of -€4,458. Equity is shrinking by ~9.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
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Signals
This company filed its last 6 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,383 | €8,383 | €8,383 | €8,383 | €7,969 | ▼ 4.9% |
| Other operating charges640/8 | - | €1,457 | €1,465 | €1,604 | €1,651 | ▲ 3.0% |
| Gross operating margin9900 | €5,779 | €5,707 | €5,903 | €4,432 | €5,165 | ▲ 16.5% |
| Operating profit (loss)9901 | -€4,053 | -€4,133 | -€3,945 | -€5,554 | -€4,455 | ▲ 19.8% |
| Financial charges65/66B | - | €21 | €0 | €48 | €3 | ▼ 93.8% |
| Recurring financial charges65 | €48 | €21 | €0 | €48 | €3 | ▼ 93.8% |
| Profit (loss) for the period before taxes9903 | -€4,101 | -€4,154 | -€3,945 | -€5,602 | -€4,458 | ▲ 20.4% |
| Profit (loss) for the period9904 | -€4,101 | -€4,154 | -€3,945 | -€5,602 | -€4,458 | ▲ 20.4% |
| Profit (loss) for the period to be appropriated9905 | -€4,101 | -€4,154 | -€3,945 | -€5,602 | -€4,458 | ▲ 20.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137,738 | €114,520 | €116,516 | €104,904 | €102,855 | ▼ 2.0% |
| Fixed assets21/28 | €115,452 | €107,069 | €98,686 | €90,304 | €84,604 | ▼ 6.3% |
| Tangible fixed assets22/27 | €115,452 | €107,069 | €98,686 | €90,304 | €84,604 | ▼ 6.3% |
| Land and buildings22 | - | €107,069 | €98,686 | €90,304 | €84,604 | ▼ 6.3% |
| Current assets29/58 | €22,286 | €7,451 | €17,830 | €14,601 | €18,251 | ▲ 25.0% |
| Cash at bank and in hand54/58 | €22,286 | €7,451 | €17,830 | €14,601 | €18,251 | ▲ 25.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137,738 | €114,520 | €116,516 | €104,904 | €102,855 | ▼ 2.0% |
| Equity10/15 | €52,359 | €48,205 | €44,260 | €38,658 | €34,200 | ▼ 11.5% |
| Contributions10/11 | €159,000 | €159,000 | €159,000 | €159,000 | €159,000 | = |
| Capital10 | - | €159,000 | €159,000 | €159,000 | €159,000 | = |
| Issued capital100 | - | €159,000 | €159,000 | €159,000 | €159,000 | = |
| Profit (loss) carried forward14 | -€106,641 | -€110,795 | -€114,740 | -€120,342 | -€124,801 | ▼ 3.7% |
| Amounts payable17/49 | €85,379 | €66,315 | €72,256 | €66,246 | €68,656 | ▲ 3.6% |
| Amounts payable after more than one year17 | €85,379 | €66,315 | €72,256 | €66,065 | €68,656 | ▲ 3.9% |
| Other amounts payable178/9 | - | €66,315 | €72,256 | €66,065 | €68,656 | ▲ 3.9% |
| Amounts payable within one year42/48 | - | - | - | €182 | €0 | ▼ 100% |
| Trade debts44 | - | - | - | €182 | €0 | ▼ 100% |
| Suppliers440/4 | - | - | - | €182 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,101 | -€4,154 | -€3,945 | -€5,602 | -€4,458 | ▲ 20.4% |
| + Depreciation and write-downs630 | €8,383 | €8,383 | €8,383 | €8,383 | €7,969 | ▼ 4.9% |
| Operating cash flow (approximation) | €4,282 | €4,229 | €4,438 | €2,780 | €3,511 | ▲ 26.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2,269 | - |
| Change in cash | - | -€14,836 | €10,379 | -€3,229 | €3,651 | ▲ 213% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0967/00T000 | Flanders | 944 m² | 1 · 218 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.