Equity
€2.4m ▲ 6.1%
LUMA has made a profit without a break since 2018.
LUMA
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989peak €1.4m (2016)
€178,209▲ 20.4%
lowest -€7,264 (2017)
€138,502▲ 46.5%
peak €3.6m (2016)
€2.4m▲ 6.1%
€81,010▼ 73.0%
peak 13.1 FTE (2011)
-not published
Board4 names since 2015
2 directors and 1 other
Documentsfilings and deeds
08-09-202639 days late
2025micro format
Gross margin from €147,998 to €178,209Result from €94,515 to €138,502Debts from €299,715 to €81,010Investments €244,834Cash from €43,243 to €89,562
Key points
from the 2025 annual accountsInvestments
€245,291 26.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 52.3% higher than in 2024.
Liquidity
22.26 was 7.07 in 2024
Short-term debts fell from €299,715 to €81,010.
2025 accounts filed 39 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 20,124 companies had the same profile as LUMA has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,124 companies, not a prediction for LUMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0433820127
2 directors reappointed
Changes of role: (managing director) and (managing director) · Reappointments: (director) and (director) · Director discharge: · General meeting of 11-05-2022 · Gazette deed
Reappointments: (managing director) and (managing director)
General meeting of 20-05-2021 · Gazette deed
Registered office moved within Keerbergen
Capital decrease of €1,710,000 to €232,000 · Capital from €1,942,000 to €232,000, 3,680 shares cancelled · New registered office: Tremelobaan 36, 3140 Keerbergen · General meeting of 04-04-2018 · Gazette deed
Official details
Source: KBO- Status
- Active since 23-03-1988Normal situation
- Activity
- “De in- en uitvoer van de klein- en groothandel in:algemene voedingswaren,likeuren,sterke dranken,bieren,tabakswaren en huishoudelijke…” (deed in Dutch)From the articles, 4 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.037.930.5073140 Keerbergen, since 11-05-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Insights on LUMA
LUMA files the micro format. That format states no turnover. The gross margin fell from €743,665 in 2006 to €178,209 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LUMA
- What is the company number of LUMA?
- The company number of LUMA is 0433.820.127. The VAT number is the same number with BE in front: BE 0433.820.127.
- Where is LUMA based?
- The registered office is at Tremelobaan 36, 3140 Keerbergen.Company details
- What is the legal form of LUMA?
- LUMA is a public limited company (NV).
- When was LUMA founded?
- LUMA was founded on 23-03-1988.
- Is LUMA still active?
- Yes, LUMA is an active enterprise in the KBO register.
- What is the turnover of LUMA?
- The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €178,209 and 2,204 comparable companies of the same size. It probably lies between €300,000 and €690,000. It is a rough estimate.Financials
- Is LUMA profitable?
- In financial year 2025, LUMA made a profit of €138,502.
- Where can I find the annual accounts of LUMA?
- LUMA filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUMA due?
- LUMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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