LULU NAILS
ActiveThe computed 12-month bankruptcy probability of LULU NAILS is 1.6% (moderate). The 2025 annual accounts show equity of €92k and a net result of €5k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 18039 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-10
Solvency100▲+6
Growth60▼-20
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.96 against 2.59 in 2024; short-term debt: 12.4% and cash: 4.6% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
26 d late
2023
30 d late
2022
7 d late
2021
11 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€45k▲ 1.6%
2024 · €44k
2020: €24k
2021: €54k
2023: €25k
2024: €44k
2020 → 2025
EBIT margin
17.9%▼ 48.5pp
2024 · 66.4%
2020: 62.4%
2021: 79.2%
2023: 55.9%
2024: 66.4%
2020 → 2025
Net result
€5k▼ 76.6%
2024 · €21k
2020: €13k
2021: €35k
2022: €36k
2023: €10k
2024: €21k
2020 → 2025
Working capital
€77k▲ 27.7%
2024 · €61k
2020: €-25k
2021: €19k
2022: €72k
2023: €72k
2024: €61k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€54k-€25k€44k▲ 78.9%€45k▲ 1.6%
Equity€50k-€86k▲ 73.4%€87k▲ 0.6%€87k▲ 0.2%€92k▲ 5.7%
Operating result€43k-€42k▼ 2.2%€14k▼ 67.1%€29k▲ 113%€8k▼ 72.6%
Net result€35k-€36k▲ 4.6%€10k▼ 73.8%€21k▲ 122%€5k▼ 76.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€14k▼ 45.7%
Current assets
€90k▼ 8.4%
Equity and liabilities €105k
Equity
€92k▲ 5.7%
Debt
€13k▼ 66.0%
The debt ratio falls from 30.6% to 12.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €40k
Cash flow
€17k▼
2024 · €32k
Solvency
87.6%▲
2024 · 69.4%
Current ratio
6.96▲
2024 · 2.59
Quick ratio
1.58▲
2024 · 1.53
Debt / equity
0.14▼
2024 · 0.44
ROE
5.4%▼
2024 · 24.4%
ROA
4.7%▼
2024 · 16.9%
Interest coverage
16.75▼
2024 · 110.61
Debt
€13k▼
2024 · €38k
Debt ≤ 1 year
€13k▼
2024 · €38k
Income taxes
€2k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€105k▼
Fixed assets21/28€26k€14k▼
Intangible fixed assets21€14k€11k▼
Tangible fixed assets22/27€12k€3k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€182€0▼
Furniture and vehicles24€8k€0▼
Current assets29/58€99k€90k▼
Stocks and contracts in progress3€41k€70k▲
Stocks30/36€41k€70k▲
Amounts receivable within one year40/41€34k€15k▼
Trade receivables40€16k€11k▼
Other amounts receivable41€18k€4k▼
Cash at bank and in hand54/58€23k€5k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€125k€105k▼
Equity10/15€87k€92k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€85k€90k▲
Amounts payable17/49€38k€13k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€38k€13k▼
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€5k▼
Other amounts payable47/48€18k€1k▼
Accrued charges and deferred income492/3€198€0▼
Income statement
Code20242025
Turnover70€44k€45k▲
Goods, raw materials, services and sundry goods60/61€70k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€448
Other operating charges640/8€507€517▲
Gross operating margin9900€40k€21k▼
Operating profit (loss)9901€29k€8k▼
Financial income75/76B-€16
Recurring financial income75-€16
Financial charges65/66B€358€1k▲
Recurring financial charges65€358€1k▲
Profit (loss) for the period before taxes9903€29k€7k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€21k€5k▼
Profit (loss) for the period to be appropriated9905€21k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€106k€90k▼
Profit (loss) brought forward from the previous period14P€85k€85k▲
Profit to be distributed694/7€21k-
Return on contributions (dividend)694€21k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼76.6%
Net result drops to €5k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 6.96
Current ratio from 2.59 to 6.96; short-term debt falls from €38k to €13k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Highest result since 2020net €36k ▲4.6%
Net result €36k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.15
Current ratio from 1.51 to 4.15; short-term debt falls from €36k to €23k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.51
Current ratio from 0.72 to 1.51; short-term debt falls from €88k to €36k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chêne 2164100 SeraingGround area
74 m²
Building footprint
43 m²
Volume, LiDAR
390 m³
Parcel 62355B0137/00C004, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LULU NAILS
since 20202.299.722.421
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62355B0137/00C004 | Wallonia | 74 m² | 1 · 43 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,072 companies in sector 47750 we hold annual accounts for 518. 379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2020
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.lulunails.be
E-mail:cosminprisacariu77@yahoo.com