Summary
LUKOFIN has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €834k and a net result of €207k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 37956 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
30 d late
2022
18 d early
2021
23 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€834k▲ 14.7%
2023 · €727k
2021: €393k
2022: €664k
2023: €727k
2021 → 2024
Total assets
€1.40M▲ 4.7%
2023 · €1.33M
2021: €1.17M
2022: €1.40M
2023: €1.33M
2021 → 2024
Net result
€207k▲ 231%
2023 · €62k
2021: €239k
2022: €254k
2023: €62k
2021 → 2024
Working capital
€56k▲ 9.9%
2023 · €51k
2021: €-129k
2022: €158k
2023: €51k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€393k-€664k▲ 69.0%€727k▲ 9.4%€834k▲ 14.7%
Operating result€153k-€115k▼ 24.7%€98k▼ 15.2%€93k▼ 4.2%
Net result€239k-€254k▲ 6.6%€62k▼ 75.4%€207k▲ 231%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 4% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.40M
Fixed assets
€1.09M ▼ 0.9%
Current assets
€307k ▲ 31.3%
Equity and liabilities €1.40M
Equity
€834k ▲ 14.7%
Debt
€563k ▼ 7.2%
Debt's share of the balance-sheet total falls from 45.5% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
24.8%▲
2023 · 8.6%
ROA
14.8%▲
2023 · 4.7%
Debt ≤ 1 year
€250k▲
2023 · €182k
Debt > 1 year
€313k▼
2023 · €405k
Income taxes
€24k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.33M€1.40M▲
Fixed assets21/28€1.10M€1.09M▼
Tangible fixed assets22/27€18k€9k▼
Plant, machinery and equipment23€280-
Furniture and vehicles24€11k€9k▼
Leasing and similar rights25€7k-
Financial fixed assets28€1.08M€1.08M=
Current assets29/58€234k€307k▲
Amounts receivable within one year40/41€207k€288k▲
Trade receivables40€16k€16k=
Other amounts receivable41€192k€273k▲
Cash at bank and in hand54/58€18k€9k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.40M▲
Equity10/15€727k€834k▲
Contributions10/11€19k€19k=
Reserves13€634€634=
Tax-exempt reserves132€634€634=
Profit (loss) carried forward14€708k€815k▲
Amounts payable17/49€607k€563k▼
Amounts payable after more than one year17€405k€313k▼
Financial debts170/4€405k€313k▼
Amounts payable within one year42/48€182k€250k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€23k-
Other loans439€23k-
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Advances received on contracts in progress46€19k-
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€121k€231k▲
Accrued charges and deferred income492/3€20k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€111k€104k▼
Operating profit (loss)9901€98k€93k▼
Financial income75/76B€8k€152k▲
Recurring financial income75€8k€152k▲
Financial charges65/66B€20k€14k▼
Recurring financial charges65€20k€14k▼
Profit (loss) for the period before taxes9903€86k€231k▲
Income taxes67/77€23k€24k▲
Profit (loss) for the period9904€62k€207k▲
Profit (loss) for the period to be appropriated9905€62k€207k▲
Appropriation of the result
Profit (loss) to be appropriated9906€708k€915k▲
Profit (loss) brought forward from the previous period14P€645k€708k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €62k ▼75.4%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €254k ▲6.6%
Net result €254k, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 2.15
Current ratio from 0.31 to 2.15; short-term debt falls from €186k to €138k.
31-12
Financial
Equity above €500kEq €664k ▲69%
2 profitable years in a row build equity to €664k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdis Agnesstraat(Mar) 38510 KortrijkGround area
1,213 m²
Building footprint
174 m²
Volume, LiDAR
766 m³
Parcel 34026A0612/00P000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LUKOFIN
since 20172.266.098.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026A0612/00P000 | Flanders | 1,213 m² | 1 · 174 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.