LUKAS VERSTEELE
ActiveLUKAS VERSTEELE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €27k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+95
Solvency71▼-29
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 3.25 in 2024; short-term debt: 53.6% and cash: 78.3% of total assets), and 53.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
39.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
79 d early
2024
15 d early
2023
29 d early
2022
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 25.7%
2024 · €43k
2022: €23k
2023: €49k
2024: €43k
2022 → 2025
Total assets
€70k▲ 30.2%
2024 · €53k
2022: €33k
2023: €73k
2024: €53k
2022 → 2025
Net result
€27k
2024 · €-6k
2022: €18k
2023: €27k
2024: €-6k
2022 → 2025
Working capital
€17k▼ 23.5%
2024 · €22k
2022: €20k
2023: €37k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€23k-€49k▲ 116%€43k▼ 12.0%€32k▼ 25.7%
Operating result€24k-€37k▲ 54.2%€-5k€37k
Net result€18k-€27k▲ 48.7%€-6k€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€15k▼ 28.1%
Current assets
€54k▲ 67.9%
Equity and liabilities €70k
Equity
€32k▼ 25.7%
Debt
€37k▲ 274%
The debt ratio rises from 18.7% to 53.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €-817
Cash flow
€35k▲
2024 · €-1k
Solvency
46.4%▼
2024 · 81.3%
Current ratio
1.46▼
2024 · 3.25
Quick ratio
1.46▼
2024 · 3.25
Debt / equity
1.15▲
2024 · 0.23
ROE
84.5%▲
2024 · -13.7%
ROA
39.2%▲
2024 · -11.1%
Interest coverage
52.58▲
2024 · -0.86
Debt
€37k▲
2024 · €10k
Debt ≤ 1 year
€37k▲
2024 · €10k
Income taxes
€9k▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€70k▲
Fixed assets21/28€21k€15k▼
Tangible fixed assets22/27€21k€15k▼
Furniture and vehicles24€21k€15k▼
Current assets29/58€32k€54k▲
Amounts receivable after more than one year29€7k€0▼
Other amounts receivable291€7k€0▼
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€26k€54k▲
Deferred charges and accrued income490/1€106€0▼
Equity and liabilities
Total equity and liabilities10/49€53k€70k▲
Equity10/15€43k€32k▼
Contributions10/11€5k€5k=
Reserves13€38k€27k▼
Distributable reserves133€38k€27k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€10k€37k▲
Amounts payable within one year42/48€10k€37k▲
Trade debts44€393€463▲
Suppliers440/4€393€463▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€113€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€-311€45k▲
Operating profit (loss)9901€-5k€37k▲
Financial income75/76B€426€185▼
Recurring financial income75€426€185▼
Financial charges65/66B€947€838▼
Recurring financial charges65€947€838▼
Profit (loss) for the period before taxes9903€-6k€36k▲
Income taxes67/77€128€9k▲
Profit (loss) for the period9904€-6k€27k▲
Profit (loss) for the period to be appropriated9905€-6k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€27k▲
Transfer from equity791/2€6k€38k▲
Transfer to equity691/2€0€27k▲
To other reserves6921€0€27k▲
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼122%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bijenhofstraat 162100 AntwerpenGround area
1,006 m²
Building footprint
97 m²
Volume, LiDAR
599 m³
Parcel 11346B0463/00Z008, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUKAS VERSTEELE
since 20222.334.805.737
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0463/00Z008 | Flanders | 1,006 m² | 1 · 97 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 865 EUR awarded · 865 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 535 EUR | 535 EUR |
| 2024 | 1 | 330 EUR | 330 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,178 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2022
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.