LUKA

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1991active for 35 yearsBinnenpad 3, 2040 Antwerpen, BelgiumKBO/BCE: BE 0445.234.057

Summary

The annual accounts of LUKA for financial year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €7,983 and a net result of -€9,203. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 32% of 22,536 sector peers (NACE 47, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

LUKAActiveChecked score 54/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110Retail sale of fruit and vegetables NACE 47210

1 site

Size

€59,816total assets 2025

Equity: €7,983
Loss: -€9,203

Turnover not published (micro format)

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

Accounts filed 31 days late0 of 3 deeds read

Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Retail trade (NACE 47)Loss of €9,203, the second in a row (financial year 2025)lowers riskSize: total assets €59,816Founded in 1991Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 30% of its sector peers (NACE 47, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 38-22

equity 13.3% of total assets

Liquidity 55+6

short-term debt 76.0% · cash 37.1%

Profitability 15+15

return on assets -15.4%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.3%▼ -0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 1.1%▲ +0.5 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.9%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.1%▼ -0.8 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.73, compared with 1.02 in 2024, below 1; short-term debt: 76% and cash: 37.1% of total assets), and 86.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 30% on solvency, 61% on liquidity, 20% on profitability and 10% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Retail trade (NACE 47)

KBO

Loss of €9,203, the second in a row (financial year 2025)

NBB · annual accounts

Size: total assets €59,816

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1991

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€9,203

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

26 days late

2023

30 days late

2022

38 days late

2021

31 days late

2020

88 days late

2019

53 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€9,203
26-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 19% on net resultsector median €5,077 · 22,517 companies -€9,203 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€9,203 View
Active since 1991founded 01-08-1991 35 years View

By topic

Financials

Financial year: 2025
Total assets: €59,816
Loss: -€9,203
Solvency: 13.3%

Total assets▲ 21.6%

Net result

20182025

Go to Financials

Timeline

Events: 39
Since: 1993
Next accounts: by 31-07-2027

30-08-2024Annual accounts filed
31-12-2023Back to profit
07-09-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 01-08-1991
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about LUKA

What is the company number of LUKA?: 0445.234.057. In Belgium the VAT number is the company number with BE in front: BE 0445.234.057.
Where is LUKA based?: The registered office is at Binnenpad 3, 2040 Antwerpen.Company details
What does LUKA do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of LUKA?: Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was LUKA founded?: On 01-08-1991.
Is LUKA still active?: Yes, LUKA is an active enterprise in the KBO register.
How many employees does LUKA have?: On average 0.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of LUKA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is LUKA profitable?: In financial year 2025, LUKA made a loss of €9,203.
Where can I find the annual accounts of LUKA?: LUKA filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUKA due?: By 31-07-2027, for financial year 2026.Timeline