LUIE HOND
ActiveLUIE HOND has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €67k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▼-29
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 12.98 in 2024; short-term debt: 54.3% and cash: 66.7% of total assets), and 54.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.7%
Return on assets
33%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 d early
2024
36 d early
2023
51 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 38.2%
2024 · €151k
2022: €43k
2023: €104k
2024: €151k
2022 → 2025
Total assets
€204k▲ 28.3%
2024 · €159k
2022: €67k
2023: €113k
2024: €159k
2022 → 2025
Net result
€67k▲ 18.1%
2024 · €57k
2022: €42k
2023: €61k
2024: €57k
2022 → 2025
Working capital
€54k▼ 46.4%
2024 · €101k
2022: €41k
2023: €98k
2024: €101k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€43k-€104k▲ 142%€151k▲ 45.4%€93k▼ 38.2%
Operating result€52k-€77k▲ 47.9%€73k▼ 5.6%€91k▲ 24.3%
Net result€42k-€61k▲ 45.7%€57k▼ 6.3%€67k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€39k▼ 21.5%
Current assets
€165k▲ 50.8%
Equity and liabilities €204k
Equity
€93k▼ 38.2%
Debt
€111k▲ 1,215%
The debt ratio rises from 5.3% to 54.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €81k
Cash flow
€80k▲
2024 · €65k
Solvency
45.7%▼
2024 · 94.7%
Current ratio
1.49▼
2024 · 12.98
Quick ratio
1.49▼
2024 · 12.98
Debt / equity
1.19▲
2024 · 0.06
ROE
72.3%▲
2024 · 37.8%
ROA
33.0%▼
2024 · 35.8%
Interest coverage
737.15▼
2024 · 1627.47
Debt
€111k▲
2024 · €8k
Debt ≤ 1 year
€111k▲
2024 · €8k
Income taxes
€23k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€204k▲
Fixed assets21/28€50k€39k▼
Tangible fixed assets22/27€50k€39k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€45k€35k▼
Financial fixed assets28€55€130▲
Current assets29/58€109k€165k▲
Amounts receivable within one year40/41€16k€28k▲
Trade receivables40€16k€16k▲
Other amounts receivable41€442€12k▲
Cash at bank and in hand54/58€94k€136k▲
Deferred charges and accrued income490/1-€365
Equity and liabilities
Total equity and liabilities10/49€159k€204k▲
Equity10/15€151k€93k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€150k€92k▼
Amounts payable17/49€8k€111k▲
Amounts payable within one year42/48€8k€111k▲
Trade debts44€138€170▲
Suppliers440/4€138€170▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48-€100k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€516€672▲
Non-recurring operating charges66A-€410
Gross operating margin9900€82k€104k▲
Operating profit (loss)9901€73k€91k▲
Financial income75/76B-€31
Recurring financial income75-€31
Financial charges65/66B€50€140▲
Recurring financial charges65€50€140▲
Profit (loss) for the period before taxes9903€73k€91k▲
Income taxes67/77€16k€23k▲
Profit (loss) for the period9904€57k€67k▲
Profit (loss) for the period to be appropriated9905€57k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€160k€217k▲
Profit (loss) brought forward from the previous period14P€103k€150k▲
Profit to be distributed694/7€10k€125k▲
Return on contributions (dividend)694€10k€125k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2022net €67k ▲18.1%
Operating result €91k, net result €67k, both a record.
2024
26-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €150kEq €151k ▲45.4%
3 profitable years in a row build equity to €151k.
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 11.09
Current ratio from 2.71 to 11.09; short-term debt falls from €24k to €10k.
30-06
Financial
Equity above €100kEq €104k ▲142%
2 profitable years in a row build equity to €104k.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scaldisstraat 929040 GentGround area
197 m²
Building footprint
69 m²
Volume, LiDAR
661 m³
Parcel 44432C1072/00R000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Scaldisstraat 92, 9040 Gent
since 20212.321.758.346
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1072/00R000 | Flanders | 196 m² | 1 · 69 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2021
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.