LUGUICHA
ActiveSummary
LUGUICHA has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €705,087. Equity has been growing by about 15% per year since 2019. The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Official details
Source: KBO- Status
- Active since 21-08-2015 Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 3 others
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 31-03-2025
- Establishment unit
- 2.247.667.271 4654 Herve, since 21-08-2015
- Financial year end
- 31 March
- Peppol
- Reachable since 31-01-2025
Board and ownership
Board
- Luc CharlierDirector
- Auditor
- DGST & Partners - réviseurs d'entreprises
- Holdings
- Shares in 3 companies including ATELIER CHARLIER LUXEMBOURG and ATELIER CHARLIER VLAANDEREN
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
Annual accounts to 31-03-2025
- Turnover
- €350,000
- Profit
- €705,087
- ▲ 577%
- Equity
- €2.0m
- ▲ 0.3%
- Total assets
- €5.2m
- ▲ 3.7%
- Employees on 31-03-2025
- 1
- =
- €10,324 of overdue tax debts on 31-03-2025
- 2026 accounts not filed, 3 days past the deadline
Net result +577%: 12-month year
Score breakdownraises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 1 of the last 3 accounts lateFigures for financial year 2025 (filed on 01-02-2026)Liquidity: current ratio 0.20, cash €346,761lowers riskSize: turnover €350,000, 1 FTE, total assets €5.2mShow the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in retail trade (NACE 47)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency
63-1
equity 38.0% of total assets
Liquidity
39-9
short-term debt 41.2% · cash 6.7%
Profitability
66+27
return on assets 13.6%
Bankruptcy probability within 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025lowest value
03-2025: 0.3%● unchanged vs 02-2025lowest value
04-2025: 0.3%● unchanged vs 03-2025lowest value
05-2025: 0.3%● unchanged vs 04-2025lowest value
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%▲ +0.1 percentage points vs 09-2025
11-2025: 0.8%▲ +0.2 percentage points vs 10-2025
12-2025: 1.0%▲ +0.2 percentage points vs 11-2025
01-2026: 1.9%▲ +0.9 percentage points vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026highest value
03-2026: 0.6%▼ -1.3 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.5%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.8%▲ +0.2 percentage points vs 08-2026
10-2026: 1.2%▲ +0.4 percentage points vs 09-2026
11-2026: 1.3%▲ +0.1 percentage points vs 10-2026
Credit of up to €35,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is insufficient, with a current ratio of 0.2 (0.23 in 2024), below 1. Short-term debt is 41.2% and cash 6.7% of total assets. 62% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 53% of them on solvency, 36% on liquidity, 46% on profitability and 40% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-01-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filingsDeviation from the deadline
2026
not filed
2025
91 days late
2024
10 days early
2022
11 days early
2021
20 days early
2020
5 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 7 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Key points
Recent changes
- · Gazette deed Appointment: DGST & Partners - Reviseurs d'entreprises (statutory auditor)Permanent representative: Michaël De Ridder
- · Gazette deed Change of role: Luc CHARLIER, from statutory manager to director
- · Gazette deed Incorporation
Companies linked to LUGUICHA
Comparable companies
These companies have the same main activity as LUGUICHA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €1.7m and €4.1m, founded between 2009 and 2019.
| Company | Total assets | Turnover |
|---|---|---|
| LUGUICHA Herve | €5.2m | €0.4m |
| Au Panier de Victor Neufchâteau | €2.0m | - |
| WITEB 3 Halle | €3.5m | - |
| MC MAGASIN CARVALHO Sint-Gillis (bij-Brussel) | €3.8m | - |
| Frio Food Lochristi | €1.9m | - |
| RG FOOD Braine-le-Château | €4.1m | - |
| AMEJU Heuvelland | €1.7m | - |
Key facts about LUGUICHA
- What is the company number of LUGUICHA?
- The company number of LUGUICHA is 0635.685.045. The VAT number is the same number with BE in front: BE 0635.685.045.
- Where is LUGUICHA based?
- The registered office is at Holliguette 454, 4654 Herve.Company details
- What does LUGUICHA do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of LUGUICHA?
- The legal form of LUGUICHA is Private limited company (BV).
- When was LUGUICHA founded?
- LUGUICHA was founded on 21-08-2015.
- Is LUGUICHA still active?
- Yes, LUGUICHA is an active enterprise in the KBO register.
- How many employees does LUGUICHA have?
- LUGUICHA had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LUGUICHA fall under?
- In its 31-03-2025 annual accounts, LUGUICHA states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of LUGUICHA?
- The turnover of LUGUICHA was €350,000 in financial year 2025, according to the filed annual accounts.
- Is LUGUICHA profitable?
- In financial year 2025, LUGUICHA made a profit of €705,087.
- Where can I find the annual accounts of LUGUICHA?
- LUGUICHA filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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