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LUGA

Active
Private limited company· 32 yrs active
Hasseltweg 284 ·3600 Genk, Belgium
KBO/BCE: BE 0451.140.367
Watch Print / PDF
Belgian State Gazette acts: 0 of 5 read
Age32 yrs
Real estate1 parcel · 1,714 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LUGA is 0.8% (low). The 2025 annual accounts show equity of €116k and a net result of €-12k. The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 30-07-2026 1 d early 2026-00375979
31-12-2024 31-07-2025 30-07-2025 1 d early 2025-00349447
31-12-2023 31-07-2024 29-07-2024 2 d early 2024-00320291
31-12-2022 31-07-2023 28-07-2023 3 d early 2023-00303437
31-12-2021 31-07-2022 19-07-2022 12 d early 2022-20214207
31-12-2020 31-07-2021 14-07-2021 17 d early 2021-35100524
31-12-2019 31-07-2020 27-07-2020 4 d early 2020-34300285
31-12-2018 31-07-2019 30-07-2019 1 d early 2019-41300200
31-12-2017 31-07-2018 29-08-2018 29 d late 2018-58600522
31-12-2016 31-07-2017 14-07-2017 17 d early 2017-31700111

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1993, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-12k
Working capital€-33k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-07-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€22k
Net profit€-12k
Cash flow€-6k
Staff costs-
Income taxes€3k
Dividends-
Total assets€169k
Equity€116k
Debt€52k
of which ≤ 1y€52k
of which > 1y-
Working capital€-33k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.37
Quick ratio0.37
Working capital ratio-19.5%
Solvency69.0%
Debt / equity0.45
Long-term debt ratio-
Interest coverage0.72
Gross margin-
Net margin-
ROA-7.0%
ROE-10.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€169k
Fixed assets 21/28€149k
Tangible fixed assets 22/27€80k
Financial fixed assets 28€70k
Current assets 29/58€19k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€169k
Equity 10/15€116k
Contributions / capital 10/11€19k
Reserves 13€98k
Accumulated profits (losses) 14€0
Amounts payable 17/49€52k
Amounts payable within one year 42/48€52k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€26k
Operating result 9901€16k
Financial income 75€6k
Financial charges 65€30k
Result before taxes 9903€-9k
Income taxes 67/77€3k
Net result for the period 9904€-12k
Result to be appropriated 9905€-12k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
25 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
LUGA CVA
Hasseltweg 284, 3600 Genkde Deposito- en Consignatiekas
since 19932.064.371.618
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,714 m²
Buildings1
Building footprint810 m²
Volume (LiDAR)5,184 m³
Tallest building8.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71306G0221/00W152 Flanders 1,714 m² 1 · 810 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health25Profitability0Solvency67Growth-Stability85
44 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 25
Profitability 0
Solvency 67
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL LUGA
Registered office
Hasseltweg 284
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.