LUFIMA
ActiveLUFIMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €126k and a net result of €-16k. Equity is shrinking by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7974 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
9 d early
2023
7 d early
2022
1 d early
2021
26 d early
2020
1 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▼ 11.2%
2024 · €141k
2019: €928k
2020: €907k
2021: €908k
2022: €895k
2023: €158k
2024: €141k
2019 → 2025
Net result
€-16k▲ 2.4%
2024 · €-16k
2019: €402k
2020: €-21k
2021: €740
2022: €-13k
2023: €-737k
2024: €-16k
2019 → 2025
Total assets
€129k▼ 15.4%
2024 · €153k
2019: €1.17M
2020: €995k
2021: €946k
2022: €910k
2023: €176k
2024: €153k
2019 → 2025
Solvency
97.1%▲ 4.6pp
2024 · 92.5%
2019: 79.6%
2020: 91.2%
2021: 96.0%
2022: 98.3%
2023: 89.7%
2024: 92.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€908k-€895k▼ 1.5%€158k▼ 82.4%€141k▼ 10.3%€126k▼ 11.2%
Operating result€860-€-13k€-737k▼ 5,597%€-16k▲ 97.8%€-15k▲ 5.6%
Net result€740-€-13k€-737k▼ 5,445%€-16k▲ 97.8%€-16k▲ 2.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€14k▼ 39.2%
Current assets
€116k▼ 11.3%
Equity and liabilities €129k
Equity
€126k▼ 11.2%
Debt
€4k▼ 67.4%
The debt ratio falls from 7.5% to 2.9%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
97.1%▲
2024 · 92.5%
ROE
-12.6%▼
2024 · -11.5%
ROA
-12.2%▼
2024 · -10.6%
Debt
€4k▼
2024 · €11k
Debt ≤ 1 year
€3k▼
2024 · €9k
Debt > 1 year
€940▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€129k▼
Fixed assets21/28€23k€14k▼
Tangible fixed assets22/27€18k€9k▼
Land and buildings22€457€152▼
Plant, machinery and equipment23€18k€9k▼
Financial fixed assets28€4k€4k=
Current assets29/58€130k€116k▼
Stocks and contracts in progress3€39k€32k▼
Stocks30/36€39k€32k▼
Amounts receivable within one year40/41€74k€80k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€73k€77k▲
Cash at bank and in hand54/58€15k€3k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€153k€129k▼
Equity10/15€141k€126k▼
Contributions10/11€400k€400k=
Capital10€400k€400k=
Issued capital100€400k€400k=
Reserves13€479k€463k▼
Non-distributable reserves130/1€40k€40k=
Legal reserve130€40k€40k=
Distributable reserves133€439k€423k▼
Profit (loss) carried forward14€-737k€-737k=
Amounts payable17/49€11k€4k▼
Amounts payable after more than one year17€2k€940▼
Financial debts170/4€2k€940▼
Amounts payable within one year42/48€9k€3k▼
Current portion of amounts payable after more than one year42€1k€1k▲
Trade debts44€3k€836▼
Suppliers440/4€3k€836▼
Taxes, remuneration and social security45€5k€386▼
Taxes450/3€5k€386▼
Other amounts payable47/48€200€200=
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€10k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€2k€-2k▼
Operating profit (loss)9901€-16k€-15k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€221€727▲
Recurring financial charges65€221€727▲
Profit (loss) for the period before taxes9903€-16k€-16k▲
Profit (loss) for the period9904€-16k€-16k▲
Profit (loss) for the period to be appropriated9905€-16k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-753k€-753k▲
Profit (loss) brought forward from the previous period14P€-737k€-737k=
Transfer from equity791/2€16k€16k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 41.16
Current ratio from 14.23 to 41.16; short-term debt falls from €9k to €3k.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-737k
Net result drops to €-737k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 53.28
Current ratio from 18.11 to 53.28; short-term debt falls from €38k to €11k.
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €740
Net result €740 after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Liquidity times 5current ratio 19.34
Current ratio from 3.69 to 19.34; short-term debt falls from €238k to €38k.
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 10 days late
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtestraat 5A3120 TremeloGround area
1.4 ha
Building footprint
2,774 m²
Volume, LiDAR
12,619 m³
2 parcels, Flanders · tallest building 15.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
LUFIMA NV
since 19962.078.080.587
Petrolhead Cars
since 20212.325.364.766
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K1117/00C000 | Flanders | 1.2 ha | 1 · 2,669 m² | 7.6 m · 1 fl. |
| 24109A0390/00H005 | Flanders | 1,117 m² | 1 · 105 m² | 15.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PVJD
BE 0643.876.991
Wevelgem · Eq €126k
ATO Beheer
BE 1012.051.874
Antwerpen · Eq €126k
LTC&I
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Sint-Martens-Latem · Eq €126k
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,848 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-08-1996
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.