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LUFA Consult

Active
Rue François Mitterrand 4 ·4432 Ans, Belgium
KBO/BCE: BE 0755.544.282
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Age5 yrs
Real estate1 parcel · 759 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LUFA Consult is 1.1% (low). The 2022 annual accounts show equity of €15k and a net result of €-5k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 30-04-2026 92 d early 2026-00097384
31-12-2024 31-07-2025 09-06-2025 52 d early 2025-00125786
31-12-2023 31-07-2024 23-07-2024 8 d early 2024-00273096
31-12-2022 31-07-2023 29-06-2023 32 d early 2023-00175495
31-12-2021 31-07-2022 30-09-2022 61 d late 2022-20443815
31-12-2020 31-07-2021 29-06-2021 32 d early 2021-26800163

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€0
EBIT marginNot published (abbreviated filing)
Net result€-5k
Working capital€18k

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2022
Depositmicro
Revenue€0
EBITDA-
Net profit€-5k
Cash flow-
Staff costs€0
Income taxes€4k
Dividends-
Total assets€36k
Equity€15k
Debt€21k
of which ≤ 1y€18k
of which > 1y-
Working capital€18k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.98
Quick ratio1.98
Working capital ratio49.5%
Solvency41.6%
Debt / equity1.40
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-14.9%
ROE-35.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding3367d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€36k
Fixed assets 21/28€0
Formation expenses 20€0
Intangible fixed assets 21€0
Current assets 29/58€36k
Amounts receivable within one year 40/41€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€36k
Equity 10/15€15k
Contributions / capital 10/11€250
Accumulated profits (losses) 14€15k
Amounts payable 17/49€21k
Amounts payable within one year 42/48€18k
Trade debts payable within one year 44€6k
Income statement
Turnover 70€0
Gross operating margin 9900€-702
Operating result 9901€-1k
Financial charges 65€30
Result before taxes 9903€-1k
Income taxes 67/77€4k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
Ratios computed by Checked.

Health barometer

FY 2022 · computed
58 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue François Mitterrand 44432 Ans

Establishment units

1 location
LUFA Consult
Rue François Mitterrand 4, 4432 AnsVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20202.307.872.104
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area759 m²
Buildings1
Building footprint113 m²
Volume (LiDAR)694 m³
Tallest building7.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62001A0355/00D004 Wallonia 759 m² 1 · 113 m² 7.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health58Profitability0Solvency85Growth-Stability79
56 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58
Profitability 0
Solvency 85
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector
We hold annual accounts for 15,322 of the 81,966 companies in this sector. 10,565 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR LUFA Consult
Registered office
Rue François Mitterrand 4
4432 Ans, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.