LUDIS
ActiveLUDIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €53k. Equity is growing by ~74% per year across the filed fiscal years. Its solvency ranks better than 37% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+18
Solvency63▲+18
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.42 in 2024; short-term debt: 20% and cash: 10.7% of total assets), and 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
22 d early
2023
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 99.3%
2024 · €54k
2023: €28k
2024: €54k
2023 → 2025
Total assets
€284k▲ 5.5%
2024 · €269k
2023: €271k
2024: €269k
2023 → 2025
Net result
€53k▲ 104%
2024 · €26k
2023: €23k
2024: €26k
2023 → 2025
Working capital
€-14k▲ 63.4%
2024 · €-38k
2023: €-36k
2024: €-38k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€54k▲ 94.9%€107k▲ 99.3%
Operating result€33k-€44k▲ 33.5%€47k▲ 6.9%
Net result€23k-€26k▲ 16.0%€53k▲ 104%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€240k▼ 0.5%
Current assets
€43k▲ 56.0%
Equity and liabilities €284k
Equity
€107k▲ 99.3%
Debt
€177k▼ 17.9%
The debt ratio falls from 80.0% to 62.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €44k
Cash flow
€54k▲
2024 · €27k
Solvency
37.7%▲
2024 · 20.0%
Current ratio
0.75▲
2024 · 0.42
Quick ratio
0.75▲
2024 · 0.42
Debt / equity
1.65▼
2024 · 4.01
ROE
49.8%▲
2024 · 48.7%
ROA
18.8%▲
2024 · 9.7%
Interest coverage
6.34▲
2024 · 5.23
Debt
€177k▼
2024 · €215k
Debt ≤ 1 year
€57k▼
2024 · €65k
Debt > 1 year
€120k▼
2024 · €150k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€284k▲
Formation expenses20-€474
Fixed assets21/28€241k€240k▼
Intangible fixed assets21€712-
Tangible fixed assets22/27€777€376▼
Furniture and vehicles24€777€376▼
Financial fixed assets28€240k€240k=
Current assets29/58€27k€43k▲
Amounts receivable within one year40/41-€12k
Other amounts receivable41-€12k
Cash at bank and in hand54/58€27k€30k▲
Equity and liabilities
Total equity and liabilities10/49€269k€284k▲
Equity10/15€54k€107k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€49k€102k▲
Amounts payable17/49€215k€177k▼
Amounts payable after more than one year17€150k€120k▼
Financial debts170/4€150k€120k▼
Amounts payable within one year42/48€65k€57k▼
Financial debts43€31k€32k▲
Credit institutions430/8€31k€32k▲
Trade debts44-€11k
Suppliers440/4-€11k
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Other amounts payable47/48€20k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€639€639=
Other operating charges640/8€3k€791▼
Gross operating margin9900€47k€48k▲
Operating profit (loss)9901€44k€47k▲
Financial income75/76B-€24k
Recurring financial income75-€24k
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€35k€63k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€26k€53k▲
Profit (loss) for the period to be appropriated9905€26k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€102k▲
Profit (loss) brought forward from the previous period14P€23k€49k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2023net €53k ▲104%
Operating result €47k, net result €53k, both a record.
31-03
Financial
Equity above €100kEq €107k ▲99.3%
3 profitable years in a row build equity to €107k.
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Perche 887340 ColfontaineGround area
4,825 m²
Building footprint
1,021 m²
Volume, LiDAR
5,279 m³
Parcel 53302B1233/00W002, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53302B1233/00W002 | Wallonia | 4,825 m² | 1 · 1,021 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EC-CEPT
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SEDES
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DAZKY
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-03
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.