Equity
-€101,569
Debts exceed assets in financial year 2025.
LUDIMA
Lifetime
20 annual accounts with figures on one time axispeak €368,669 (2008)
€126,479▲ 91.7%
lowest -€179,020 (2023)
€7,302▲ €33,509
peak €131,756 (2021)
-€101,569▲ €7,302
€215,545▼ 21.9%
peak 15.7 FTE (2009)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €65,989 to €126,479Back to profit: €7,302Debts from €276,063 to €215,545Cash from €1,032 to €1,818
Key points
from the 2025 annual accountsDebts
€215,545 189% of the balance sheet
Financial debts 11%Suppliers 34%Other 55%
Of this, €207,882 falls due within a year.
Position in the sector
-89.1%
Lower solvency than 95% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as LUDIMA has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for LUDIMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875882680
Change of role: , from manager to director
Gazette deed
Registered office moved from Givry to Maurage
New registered office: rue du Champ Perdu, 41 à 7110 Maurage · Previous registered office: rue Brûlarte, n°20 à 7041 GIVRY · General meeting of 11-10-2018 · Gazette deed
First establishment
LUDIMA SPRL, Rue du Champ Perdu 41, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LUDIMA La Louvière | €113,976 | €126,479 | -89.1% | - |
| I.B.V. Oud-Heverlee | €115,158 | €110,954 | 49.1% | - |
| PHILIPPE PAQUET Rendeux | €123,251 | €145,934 | 36.8% | - |
| B.A. & T. Lasne | €133,220 | €119,666 | 66.8% | - |
| DAVEBO Aalst | €134,110 | €126,133 | 51.1% | - |
| AGM CONSTRUCTION Ferrières | €140,085 | €120,443 | 40.0% | - |
| Algemene bouwwerken Braeckmans Lille | €135,399 | €141,474 | 43.3% | - |
These companies have the same main activity as LUDIMA: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €115,000 and €140,000, founded between 2003 and 2007.
Official details
Source: KBO- Status
- Active since 06-09-2005Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 5 others
- Establishment unit
- 2.150.351.0327110 La Louvière, since 06-12-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- ≈ €520,000estimated
- €113,976▼ 31.8%
- ≈ 1.7 FTEestimated
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on LUDIMA
LUDIMA files the micro format. That format states no turnover. The gross margin fell from €178,819 in 2006 to €126,479 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LUDIMA
- What is the company number of LUDIMA?
- The company number of LUDIMA is 0875.882.680. The VAT number is the same number with BE in front: BE 0875.882.680.
- Where is LUDIMA based?
- The registered office is at Rue du Champ Perdu 41, 7110 La Louvière.Company details
- What does LUDIMA do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of LUDIMA?
- LUDIMA is a private limited company (BV).
- When was LUDIMA founded?
- LUDIMA was founded on 06-09-2005.
- Is LUDIMA still active?
- Yes, LUDIMA is an active enterprise in the KBO register.
- How many employees does LUDIMA have?
- LUDIMA had an average of 5.3 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of LUDIMA?
- The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €126,479 and 45 comparable companies (NACE 43990). It probably lies between €360,000 and €940,000.
- Is LUDIMA profitable?
- In financial year 2025, LUDIMA made a profit of €7,302.
- Where can I find the annual accounts of LUDIMA?
- LUDIMA filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUDIMA due?
- LUDIMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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