LUDIK AUTOMATIC PROJECTS
ActiveLUDIK AUTOMATIC PROJECTS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €-430. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 87% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.27 against 3.51 in 2024; short-term debt: 20.7% and cash: 0% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
on the day
2022
7 d early
2021
75 d late
2020
5 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▼ 0.3%
2024 · €131k
2018: €83k
2019: €85k
2020: €103k
2021: €120k
2022: €123k
2023: €127k
2024: €131k
2018 → 2025
Total assets
€165k▼ 6.2%
2024 · €176k
2018: €161k
2019: €150k
2020: €176k
2021: €170k
2022: €178k
2023: €169k
2024: €176k
2018 → 2025
Net result
€-430
2024 · €4k
2018: €11k
2019: €2k
2020: €18k
2021: €17k
2022: €3k
2023: €4k
2024: €4k
2018 → 2025
Working capital
€111k▲ 4.7%
2024 · €106k
2018: €83k
2019: €85k
2020: €101k
2021: €116k
2022: €119k
2023: €121k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€123k▲ 2.4%€127k▲ 3.1%€131k▲ 3.3%€131k▼ 0.3%
Operating result€31k-€7k▼ 77.6%€7k▲ 6.7%€9k▲ 18.6%€2k▼ 77.7%
Net result€17k-€3k▼ 83.0%€4k▲ 31.9%€4k▲ 8.9%€-430
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€19k▼ 28.2%
Current assets
€145k▼ 2.3%
Equity and liabilities €165k
Equity
€131k▼ 0.3%
Debt
€34k▼ 23.6%
The debt ratio falls from 25.4% to 20.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €14k
Cash flow
€7k▼
2024 · €9k
Solvency
79.3%▲
2024 · 74.6%
Current ratio
4.27▲
2024 · 3.51
Quick ratio
3.94▲
2024 · 3.12
Debt / equity
0.26▼
2024 · 0.34
ROE
-0.3%▼
2024 · 3.2%
ROA
-0.3%▼
2024 · 2.4%
Interest coverage
3.18▼
2024 · 4.09
Debt
€34k▼
2024 · €45k
Debt ≤ 1 year
€34k▼
2024 · €42k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€165k▼
Fixed assets21/28€27k€19k▼
Tangible fixed assets22/27€27k€19k▼
Furniture and vehicles24€27k€19k▼
Financial fixed assets28€45€0▼
Current assets29/58€149k€145k▼
Amounts receivable after more than one year29€60k€60k=
Other amounts receivable291€60k€60k=
Stocks and contracts in progress3€16k€11k▼
Stocks30/36€16k€11k▼
Amounts receivable within one year40/41€60k€68k▲
Trade receivables40€15k€23k▲
Other amounts receivable41€44k€45k▲
Cash at bank and in hand54/58€10k€39▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€176k€165k▼
Equity10/15€131k€131k▼
Contributions10/11€19k€19k=
Reserves13€99k€99k=
Distributable reserves133€99k€99k=
Profit (loss) carried forward14€14k€13k▼
Amounts payable17/49€45k€34k▼
Amounts payable within one year42/48€42k€34k▼
Financial debts43-€655
Credit institutions430/8-€655
Trade debts44€26k€18k▼
Suppliers440/4€26k€18k▼
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€17k€15k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-668€-989▼
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€16k€13k▼
Operating profit (loss)9901€9k€2k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€5k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€4k€-430▼
Profit (loss) for the period to be appropriated9905€4k€-430▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€13k▼
Profit (loss) brought forward from the previous period14P€14k€14k=
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-430 ▼110%
Net result drops to €-430, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Highest result since 2018net €18k ▲812%
Net result €18k, the highest in the series.
31-12
Financial
Equity above €100kEq €103k ▲21.3%
3 profitable years in a row build equity to €103k.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 73 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Lahayestraat 651090 JetteGround area
642 m²
Building footprint
107 m²
Volume, LiDAR
1,011 m³
Parcel 21463D0343/00H000, Brussels · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LAPTOYS
since 20042.137.205.255
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0343/00H000 | Brussels | 642 m² | 1 · 107 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FILMHUIS
BE 0864.454.201
Westerlo · Eq €131k
bdcomicstrips
BE 0822.132.210
Brussel · Eq €130k
Westerlinck – Van Driessche
BE 0784.313.987
Hamme (Vl.) · Eq €131k
MTSA
BE 0661.948.586
Morlanwelz · Eq €130k
Juniperus Magnus
BE 0835.231.465
Tongeren-Borgloon · Eq €131k
Of 4,245 companies in sector 47789 we hold annual accounts for 1,020. 824 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2004
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
52498
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47400Retail sale of information and communication equipment
47410Retail trade
52112
52487
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.