LUDICK
ActiveLUDICK has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €28k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 3022 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▼-8
Solvency89▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 2.58 in 2023; short-term debt: 21% and cash: 66.2% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
29 d early
2022
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€110k▲ 34.1%
2023 · €82k
2022: €48k
2023: €82k
2022 → 2024
Total assets
€171k▲ 14.6%
2023 · €149k
2022: €85k
2023: €149k
2022 → 2024
Net result
€28k▼ 17.7%
2023 · €34k
2022: €43k
2023: €34k
2022 → 2024
Working capital
€85k▲ 64.4%
2023 · €52k
2022: €45k
2023: €52k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€48k-€82k▲ 70.8%€110k▲ 34.1%
Operating result€60k-€46k▼ 22.6%€40k▼ 14.2%
Net result€43k-€34k▼ 21.0%€28k▼ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 14% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €171k
Fixed assets
€50k▼ 22.7%
Current assets
€121k▲ 43.1%
Equity and liabilities €171k
Equity
€110k▲ 34.1%
Debt
€61k▼ 9.3%
The debt ratio falls from 45.0% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▼
2023 · €60k
Cash flow
€45k▼
2023 · €48k
Solvency
64.4%▲
2023 · 55.0%
Current ratio
3.37▲
2023 · 2.58
Quick ratio
3.37▲
2023 · 2.58
Debt / equity
0.55▼
2023 · 0.82
ROE
25.4%▼
2023 · 41.4%
ROA
16.4%▼
2023 · 22.8%
Interest coverage
20.49▼
2023 · 27.90
Debt
€61k▼
2023 · €67k
Debt ≤ 1 year
€36k▲
2023 · €33k
Debt > 1 year
€25k▼
2023 · €34k
Income taxes
€9k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€149k€171k▲
Fixed assets21/28€65k€50k▼
Tangible fixed assets22/27€65k€50k▼
Furniture and vehicles24€3k€3k▼
Leasing and similar rights25€62k€47k▼
Current assets29/58€84k€121k▲
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€3k-
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€74k€113k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€149k€171k▲
Equity10/15€82k€110k▲
Contributions10/11€5k€5k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€52k€80k▲
Amounts payable17/49€67k€61k▼
Amounts payable after more than one year17€34k€25k▼
Financial debts170/4€34k€25k▼
Amounts payable within one year42/48€33k€36k▲
Current portion of amounts payable after more than one year42€12k€9k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€19k€23k▲
Taxes450/3€17k€14k▼
Remuneration and social security454/9€2k€9k▲
Other amounts payable47/48-€301
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲
Other operating charges640/8€519€629▲
Gross operating margin9900€61k€57k▼
Operating profit (loss)9901€46k€40k▼
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€44k€37k▼
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€34k€28k▼
Profit (loss) for the period to be appropriated9905€34k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€80k▲
Profit (loss) brought forward from the previous period14P€18k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €28k ▼17.7%
Net result drops to €28k, the lowest in the series.
31-12
Financial
Equity above €100kEq €110k ▲34.1%
3 profitable years in a row build equity to €110k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Viernay 74432 AnsGround area
87 m²
Building footprint
46 m²
Volume, LiDAR
327 m³
Parcel 62117A0580/00B000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62117A0580/00B000 | Wallonia | 87 m² | 1 · 46 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Van Eecke Consult
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Uitbureau Gent
BE 0456.659.073
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GOLF.be
BE 0466.527.339
Waregem · Eq €109k
REMALÉ
BE 0469.921.844
Gingelom · Eq €108k
LVRT EVENTS
BE 0804.554.424
Maasmechelen · Eq €108k
Of 3,876 companies in sector 93199 we hold annual accounts for 606. 453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2021
Fiscal year end31-12
Activities, NACEBEL
93199Other sports activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.