LUDEBO
ActiveSummary
LUDEBO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+69
Solvency31▲+17
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.2%
Return on assets
17.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20780 sector peers (2024).
NBB · sector comparisonPosition among 20780 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
23 d late
2022
18 d early
2021
20 d early
2020
22 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€6k
2023 · €-12k
2019: €12k
2020: €22k▲ +85.2% vs 2019
2021: €27k▲ +21.5% vs 2020
2022: €51k▲ +92.4% vs 2021highest in 6 years
2023: €-12k▼ -123% vs 2022lowest in 6 years
2024: €6k▲ +155% vs 2023
2019 → 2024
Total assets
€103k▲ 0.2%
2023 · €103k
2019: €23klowest in 6 years
2020: €39k▲ +68.3% vs 2019
2021: €60k▲ +53.2% vs 2020
2022: €84k▲ +39.1% vs 2021
2023: €103k▲ +22.3% vs 2022
2024: €103k▲ +0.2% vs 2023highest in 6 years
2019 → 2024
Net result
€18k
2023 · €-63k
2019: €6k
2020: €10k▲ +78.5% vs 2019
2021: €5k▼ -53.3% vs 2020
2022: €25k▲ +423% vs 2021highest in 6 years
2023: €-63k▼ -356% vs 2022lowest in 6 years
2024: €18k▲ +129% vs 2023
2019 → 2024
Working capital
€8k
2023 · €-14k
2019: €9k
2020: €18k▲ +94.0% vs 2019
2021: €30k▲ +62.4% vs 2020
2022: €41k▲ +36.5% vs 2021highest in 6 years
2023: €-14k▼ -135% vs 2022lowest in 6 years
2024: €8k▲ +155% vs 2023
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€27k▲ 21.5%€51k▲ 92.4%€-12k€6k
2020: €22k
2021: €27k▲ +21.5% vs 2020
2022: €51k▲ +92.4% vs 2021highest in 5 years
2023: €-12k▼ -123% vs 2022lowest in 5 years
2024: €6k▲ +155% vs 2023
Operating result€15k-€7k▼ 50.7%€35k▲ 382%€25k▼ 30.1%€28k▲ 14.6%
2020: €15k
2021: €7k▼ -50.7% vs 2020lowest in 5 years
2022: €35k▲ +382% vs 2021highest in 5 years
2023: €25k▼ -30.1% vs 2022
2024: €28k▲ +14.6% vs 2023
Net result€10k-€5k▼ 53.3%€25k▲ 423%€-63k€18k
2020: €10k
2021: €5k▼ -53.3% vs 2020
2022: €25k▲ +423% vs 2021highest in 5 years
2023: €-63k▼ -356% vs 2022lowest in 5 years
2024: €18k▲ +129% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€5k ▼ 21.3%
Current assets
€97k ▲ 1.7%
Equity and liabilities €103k
Equity
€6k
Debt
€96k
Debt finances 93.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k▲
2023 · €29k
Cash flow
€22k▲
2023 · €-59k
Current ratio
1.09▲
2023 · 0.87
Debt to equity
15.03▲
2023 · -9.76
ROE
282.6%
ROA
17.6%▲
2023 · -61.5%
Interest coverage
3.74▲
2023 · 0.33
Debt ≤ 1 year
€90k▼
2023 · €110k
Debt > 1 year
€0▼
2023 · €4k
Income taxes
€2k▲
2023 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€103k€103k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€96k€97k▲
Amounts receivable within one year40/41€44k€36k▼
Trade receivables40€22k€18k▼
Other amounts receivable41€23k€18k▼
Cash at bank and in hand54/58€48k€58k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€103k€103k▲
Equity10/15€-12k€6k▲
Contributions10/11€6k€6k=
Reserves13€45k€63k▲
Distributable reserves133€45k€63k▲
Profit (loss) carried forward14€-63k€-63k=
Amounts payable17/49€114k€96k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€110k€90k▼
Current portion of amounts payable after more than one year42€13k€4k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€89k€78k▼
Accrued charges and deferred income492/3-€7k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€31k€33k▲
Operating profit (loss)9901€25k€28k▲
Financial income75/76B€100€273▲
Recurring financial income75€100€273▲
Financial charges65/66B€88k€9k▼
Recurring financial charges65€88k€9k▼
Profit (loss) for the period before taxes9903€-63k€20k▲
Income taxes67/77€140€2k▲
Profit (loss) for the period9904€-63k€18k▲
Profit (loss) for the period to be appropriated9905€-63k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-45k▲
Profit (loss) brought forward from the previous period14P-€-63k
Transfer to equity691/2€0€18k▲
To other reserves6921€0€18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €4k | €4k | ▼ 10.1% |
| Other operating charges640/8 | - | €464 | €542 | €3k | €2k | ▼ 40.7% |
| Gross operating margin9900 | €17k | €10k | €38k | €31k | €33k | ▲ 6.6% |
| Operating profit (loss)9901 | €15k | €7k | €35k | €25k | €28k | ▲ 14.6% |
| Financial income75/76B | - | €0 | €0 | €100 | €273 | ▲ 173% |
| Recurring financial income75 | €1 | €0 | €0 | €100 | €273 | ▲ 173% |
| Financial charges65/66B | - | €390 | €364 | €88k | €9k | ▼ 90.3% |
| Recurring financial charges65 | €52 | €390 | €364 | €88k | €9k | ▼ 90.3% |
| Profit (loss) for the period before taxes9903 | €15k | €7k | €35k | €-63k | €20k | ▲ 132% |
| Income taxes67/77 | €5k | €2k | €10k | €140 | €2k | ▲ 1,263% |
| Profit (loss) for the period9904 | €10k | €5k | €25k | €-63k | €18k | ▲ 129% |
| Profit (loss) for the period to be appropriated9905 | €10k | €5k | €25k | €-63k | €18k | ▲ 129% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39k | €60k | €84k | €103k | €103k | ▲ 0.2% |
| Fixed assets21/28 | €4k | €2k | €11k | €7k | €5k | ▼ 21.3% |
| Tangible fixed assets22/27 | €4k | €2k | €11k | €7k | €5k | ▼ 21.3% |
| Plant, machinery and equipment23 | - | - | €2k | €2k | €2k | ▼ 11.9% |
| Furniture and vehicles24 | - | €2k | €9k | €5k | €4k | ▼ 25.2% |
| Current assets29/58 | €36k | €58k | €73k | €96k | €97k | ▲ 1.7% |
| Amounts receivable within one year40/41 | €14k | €18k | €45k | €44k | €36k | ▼ 19.2% |
| Trade receivables40 | - | €16k | €39k | €22k | €18k | ▼ 18.3% |
| Other amounts receivable41 | - | €2k | €6k | €23k | €18k | ▼ 20.0% |
| Cash at bank and in hand54/58 | €19k | €37k | €24k | €48k | €58k | ▲ 19.6% |
| Deferred charges and accrued income490/1 | - | €3k | €4k | €3k | €4k | ▲ 23.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39k | €60k | €84k | €103k | €103k | ▲ 0.2% |
| Equity10/15 | €22k | €27k | €51k | €-12k | €6k | ▲ 155% |
| Contributions10/11 | - | - | - | €6k | €6k | = |
| Reserves13 | €22k | €27k | €51k | €45k | €63k | ▲ 40.1% |
| Distributable reserves133 | - | €27k | €51k | €45k | €63k | ▲ 40.1% |
| Profit (loss) carried forward14 | - | - | - | €-63k | €-63k | = |
| Amounts payable17/49 | €17k | €34k | €32k | €114k | €96k | ▼ 15.7% |
| Amounts payable after more than one year17 | - | €5k | €0 | €4k | €0 | ▼ 100% |
| Financial debts170/4 | - | €5k | €0 | €4k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €17k | €29k | €32k | €110k | €90k | ▼ 18.5% |
| Current portion of amounts payable after more than one year42 | - | €14k | €5k | €13k | €4k | ▼ 65.6% |
| Trade debts44 | €3k | €2k | €12k | €3k | €1k | ▼ 54.9% |
| Suppliers440/4 | - | €2k | €12k | €3k | €1k | ▼ 54.9% |
| Taxes, remuneration and social security45 | - | €2k | €2k | €5k | €5k | ▼ 1.0% |
| Taxes450/3 | - | €2k | €2k | €5k | €5k | ▼ 1.0% |
| Other amounts payable47/48 | - | €11k | €13k | €89k | €78k | ▼ 11.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €7k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €5k | €25k | €-63k | €18k | ▲ 129% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €4k | €4k | ▼ 10.1% |
| Operating cash flow (approximation) | €12k | €7k | €27k | €-59k | €22k | ▲ 137% |
| Investment in fixed assets (approximation) | - | €0 | €-11k | €0 | €-2k | - |
| Change in cash | - | €18k | €-13k | €24k | €9k | ▼ 60.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €25k ▲423%
Operating result €35k, net result €25k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
Ground area
1,961 m²
Building footprint
141 m²
Volume, LiDAR
783 m³
Parcel 55048B0416/00G000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUDEBO
since 20192.284.298.827
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55048B0416/00G000 | Wallonia | 1,960 m² | 1 · 141 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900T2T2SDWIZ5EX98
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 7,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.