Ludamix
ActiveThe computed 12-month bankruptcy probability of Ludamix is 1.9% (moderate). The 2025 annual accounts show equity of €231k and a net result of €77k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 7293 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+88
Solvency49▲+3
Growth78=
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.84 in 2024), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
9.7%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
1 d early
2022
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€231k▲ 49.5%
2024 · €155k
2022: €94k
2023: €151k
2024: €155k
2022 → 2025
Total assets
€793k▲ 7.8%
2024 · €736k
2022: €480k
2023: €543k
2024: €736k
2022 → 2025
Net result
€77k▲ 1,927%
2024 · €4k
2022: €-46k
2023: €57k
2024: €4k
2022 → 2025
Working capital
€57k▼ 68.3%
2024 · €181k
2022: €133k
2023: €17k
2024: €181k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€94k-€151k▲ 60.8%€155k▲ 2.5%€231k▲ 49.5%
Operating result€-42k-€70k€23k▼ 66.7%€132k▲ 469%
Net result€-46k-€57k€4k▼ 93.4%€77k▲ 1,927%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 469% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €793k
Fixed assets
€354k▲ 4.8%
Current assets
€440k▲ 10.4%
Equity and liabilities €793k
Equity
€231k▲ 49.5%
Debt
€562k▼ 3.3%
The debt ratio falls from 79.0% to 70.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€151k▲
2024 · €38k
Cash flow
€95k▲
2024 · €19k
Solvency
29.1%▲
2024 · 21.0%
Current ratio
1.15▼
2024 · 1.84
Quick ratio
0.26▲
2024 · 0.04
Debt / equity
2.43▼
2024 · 3.76
ROE
33.1%▲
2024 · 2.4%
ROA
9.7%▲
2024 · 0.5%
Interest coverage
6.61▲
2024 · 2.13
Debt
€562k▼
2024 · €581k
Debt ≤ 1 year
€382k▲
2024 · €217k
Debt > 1 year
€180k▼
2024 · €364k
Income taxes
€35k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€736k€793k▲
Fixed assets21/28€338k€354k▲
Tangible fixed assets22/27€336k€354k▲
Land and buildings22€335k€323k▼
Plant, machinery and equipment23€748€648▼
Furniture and vehicles24€292€30k▲
Financial fixed assets28€2k-
Current assets29/58€398k€440k▲
Stocks and contracts in progress3€390k€340k▼
Stocks30/36€390k€340k▼
Amounts receivable within one year40/41€2k€60k▲
Trade receivables40€371-
Other amounts receivable41€1k€60k▲
Cash at bank and in hand54/58€6k€40k▲
Deferred charges and accrued income490/1€163-
Equity and liabilities
Total equity and liabilities10/49€736k€793k▲
Equity10/15€155k€231k▲
Contributions10/11€140k€140k=
Reserves13€15k€91k▲
Tax-exempt reserves132-€42k
Distributable reserves133€15k€49k▲
Amounts payable17/49€581k€562k▼
Amounts payable after more than one year17€364k€180k▼
Financial debts170/4€326k€180k▼
Other amounts payable178/9€38k-
Amounts payable within one year42/48€217k€382k▲
Current portion of amounts payable after more than one year42€14k€19k▲
Financial debts43€150k€351k▲
Other loans439€150k€351k▲
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Remuneration and social security454/9€887-
Other amounts payable47/48€40k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€1k€11k▲
Non-recurring operating charges66A-€63
Gross operating margin9900€40k€162k▲
Operating profit (loss)9901€23k€132k▲
Financial income75/76B-€2k
Recurring financial income75-€20
Non-recurring financial income76B-€2k
Financial charges65/66B€18k€23k▲
Recurring financial charges65€18k€23k▲
Profit (loss) for the period before taxes9903€5k€112k▲
Income taxes67/77€2k€35k▲
Profit (loss) for the period9904€4k€77k▲
Transfer to tax-exempt reserves689-€42k
Profit (loss) for the period to be appropriated9905€4k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€34k▲
Transfer to equity691/2€4k€34k▲
To other reserves6921€4k€34k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-06
Financial
Highest result since 2022net €77k ▲1927%
Operating result €132k, net result €77k, both a record.
30-06
Financial
Equity above €200kEq €231k ▲49.5%
3 profitable years in a row build equity to €231k.
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
30-06
Financial
Equity above €150kEq €151k ▲60.8%
Equity rises from €94k to €151k.
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aststraat 263300 TienenGround area
1,398 m²
Building footprint
146 m²
Volume, LiDAR
709 m³
Parcel 24015N0146/00B000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ludamix
since 20212.320.742.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24015N0146/00B000 | Flanders | 1,398 m² | 1 · 146 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 11,606 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2021
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.