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« Lucy la Rose »

Active
Private limited companyfounded 2023active for 2 yearsKroonlaan 82, 1050 Elsene, BelgiumKBO/BCE: BE 1002.712.160
Summary

The computed 12-month bankruptcy probability of « Lucy la Rose » is 3.6% (moderate). The 2025 annual accounts show negative equity (-€5,712) and a net result of -€5,712. Its solvency ranks better than 16% of 22,479 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of watches and jewellery
NACE 47770
1 site
Size
€25,523total assets 2025
Equity
-€5,712
Loss
-€5,712
Turnover not published (micro format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Structure
Accounts on time
Why 47raises riskFounded in 2023Liquidity: current ratio 0.82Sector: Retail trade (NACE 47)lowers riskSize: total assets €25,523Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 7% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency 3
equity -22.4% of total assets
Liquidity 0
short-term debt 122.4%
Profitability 0
return on assets -22.4%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,226 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9%lowest value 01-2025: 1.9%● unchanged vs 12-2024lowest value 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.3%▲ +0.3 percentage points vs 02-2025 04-2025: 2.4%▲ +0.1 percentage points vs 03-2025 05-2025: 2.7%▲ +0.3 percentage points vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025 07-2025: 3.0%▲ +0.3 percentage points vs 06-2025 08-2025: 3.0%● unchanged vs 07-2025 09-2025: 2.9%▼ -0.1 percentage points vs 08-2025 10-2025: 3.1%▲ +0.2 percentage points vs 09-2025 11-2025: 3.7%▲ +0.6 percentage points vs 10-2025 12-2025: 3.8%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 3.8%● unchanged vs 12-2025highest value 02-2026: 3.8%● unchanged vs 01-2026highest value 03-2026: 3.8%● unchanged vs 02-2026highest value 04-2026: 3.8%● unchanged vs 03-2026highest value 05-2026: 3.8%● unchanged vs 04-2026highest value 06-2026: 3.7%▼ -0.1 percentage points vs 05-2026 07-2026: 3.6%▼ -0.1 percentage points vs 06-2026 08-2026: 3.4%▼ -0.2 percentage points vs 07-2026 09-2026: 3.4%● unchanged vs 08-2026 10-2026: 3.6%▲ +0.2 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.82, below 1; short-term debt: 122.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 13% on solvency, 1% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €25,523
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.82
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: ROSE Lucy Henrietta (director)…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€5,712 View
  • Caution: Among the weakest 16% on solvencysector median 33.4% · 22,479 companies -22.4% View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€25,523
Loss
-€5,712
Solvency
-22.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
27-11-2023
Year ends
31-03
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
30
Annual meeting
First Thursday of September at 18:00
Statutory auditor
No statutory auditor
Go to Articles of association

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