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LUCOTOIT

Active
Private limited companyfounded 2011active for 15 yearsLanglire 37A, 6674 Gouvy, BelgiumKBO/BCE: BE 0834.604.727
Summary

LUCOTOIT has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,551 and a net result of €1,472. Equity has been shrinking by about 45% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 12% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 17-03-2011 Normal situation
Activity
Roofing work NACE 43410
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.200.163.995 6674 Gouvy, since 17-03-2011
Financial year end
31 December
Peppol
Reachable since 30-01-2026

Board and ownership

Board
  • LOCHET LucDirector · since 10-11-2023

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€30,579
▲ 180%
Turnover
≈ €190,000
estimated
Profit
€1,472
▲ 85.0%
Equity
€4,551
▲ 47.8%
Total assets
€74,013
▼ 29.4%
Employees on 31-12-2025
1
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.06, cash €0, halvedlowers riskSize: total assets €74,013Founded in 2011Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 34% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 31+3
equity 6.1% of total assets
Liquidity 0-2
short-term debt 93.9% · cash 0.0%
Profitability 71+1
return on assets 2.0%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.7 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.5%▼ -0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 11% of them on solvency, 1% on liquidity, 40% on profitability and 82% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €74,013
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.06, cash €0, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 34954 sector peers (2025).
NBB · sector comparison
Position among 34954 sector peers
Solvency
better than 12%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €4,551
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
29 days late
2023
28 days late
2022
30 days late
2021
6 days early
2020
31 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 88% of companies in specialised constructionsector median 46.7% · 34,954 companies 6.1% View

Recent changes

  1. · Gazette deed Purpose · Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as LUCOTOIT: roofing work (NACE 43410). They are comparable in size and age: total assets between €56,900 and €87,600, founded between 2009 and 2013.

CompanyTotal assetsGross margin
LUCOTOIT Gouvy€74,013€30,579
ALGEMENE DAKWERKEN DE COCK Heist-op-den-Berg€80,937€24,481
Dakwerken De Meersman Roosdaal€74,137€39,247
VDA TOITURE Braine-le-Château€87,632€26,174
BERTRAND & ETIENNE TOITURE Saint-Ghislain€82,986€39,698
ALGEMENE DAKWERKEN DEBACQ Kapellen€81,033€23,146
D.H. Construct Profondeville€56,885€32,629
Full comparison

Key facts about LUCOTOIT

What is the company number of LUCOTOIT?
The company number of LUCOTOIT is 0834.604.727. The VAT number is the same number with BE in front: BE 0834.604.727.
Where is LUCOTOIT based?
The registered office is at Langlire 37A, 6674 Gouvy.Company details
What does LUCOTOIT do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of LUCOTOIT?
The legal form of LUCOTOIT is Private limited company (BV).
When was LUCOTOIT founded?
LUCOTOIT was founded on 17-03-2011.
Is LUCOTOIT still active?
Yes, LUCOTOIT is an active enterprise in the KBO register.
How many employees does LUCOTOIT have?
LUCOTOIT had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LUCOTOIT fall under?
In its 2025 annual accounts, LUCOTOIT states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of LUCOTOIT?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €30,579 and 356 comparable companies (NACE 43). It probably lies between €120,000 and €330,000.
Is LUCOTOIT profitable?
In financial year 2025, LUCOTOIT made a profit of €1,472.
Where can I find the annual accounts of LUCOTOIT?
LUCOTOIT filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUCOTOIT due?
LUCOTOIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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