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LUCKYOU

Active
Private limited company (pre-2019)founded 1985active for 41 yearsChaussée de Louvain 473, 1300 Wavre, BelgiumKBO/BCE: BE 0427.878.876
Summary

The computed 12-month bankruptcy probability of LUCKYOU is 4.6% (elevated). The 2024 annual accounts show equity of €109,668 and a net result of -€2,273. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 59% of 15,490 sector peers (NACE 46, financial year 2024). The company has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
2 sites
Size
€216,127total assets 2024
Equity
€109,668
Loss
-€2,273
Turnover not published (micro format)
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.6%
Structure
Accounts 72 days overdue1 of 7 deeds read
Why 38raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 07-11-2025)1 financial year not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 latelowers riskFounded in 1985Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 76-7
equity 50.7% of total assets
Liquidity 32-15
short-term debt 41.8% · cash 1.8%
Profitability 27-14
return on assets -1.1%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,870 companies, NACE 46, micro)
Last 24 months 11-2024: 2.2% 12-2024: 0.6%▼ -1.6 percentage points vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025lowest value 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.6%▲ +0.4 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 0.6%▼ -1.0 percentage point vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 1.6%▲ +1.0 percentage point vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.4%▲ +0.4 percentage points vs 07-2026 09-2026: 3.0%▲ +0.6 percentage points vs 08-2026 10-2026: 4.6%▲ +1.6 percentage points vs 09-2026highest value
Credit of up to €4,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.3, compared with 3.05 in 2023; short-term debt: 41.8% and cash: 1.8% of total assets), and 49.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 58% on solvency, 30% on liquidity, 24% on profitability and 36% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 07-11-2025)
NBB · annual accounts
lowers risk · Founded in 1985
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 late
NBB · filings
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
92 days late
2023
92 days late
2022
164 days late
2021
47 days late
2020
88 days late
2019
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 94 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View
  • Active since 1985founded 27-09-1985 41 years View
  • Total assets 20246 financial years filed €216,127 View

By topic

Financials

Financial year
2024
Total assets
€216,127
Loss
-€2,273
Solvency
50.7%
Total assets▲ 11.4%
Net result
20182024
Go to Financials

Timeline

Events
44
Since
1987
  1. 11-01-2024Annual accounts filed
  2. 31-12-2022Highest result from 2018 to 2024
  3. 31-12-2022Equity above €100,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
27-09-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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