LUCKY TWO
ActiveLUCKY TWO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €20k. Equity is growing by ~47.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency81▲+9
Growth85▲+7
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.75 in 2024), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
11.9%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
10 d late
2023
23 d early
2022
22 d late
2021
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€120k▲ 53.8%
2022 · €78k
2022: €78k
2022 → 2025
EBIT margin
21.5%▼ 33.0pp
2022 · 54.5%
2022: 54.5%
2022 → 2025
Net result
€20k▼ 48.4%
2024 · €39k
2021: €-2k
2022: €32k
2023: €56k
2024: €39k
2021 → 2025
Working capital
€6k
2024 · €-14k
2022: €34k
2023: €-53k
2024: €-14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€78k€120k
Equity€1k-€34k▲ 2,458%€72k▲ 114%€111k▲ 55.0%€131k▲ 18.3%
Operating result€-2k-€42k€69k▲ 62.4%€54k▼ 21.7%€26k▼ 52.3%
Net result€-2k-€32k€56k▲ 74.2%€39k▼ 29.8%€20k▼ 48.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€125k=
Current assets
€46k▲ 12.1%
Equity and liabilities €171k
Equity
€131k▲ 18.3%
Debt
€40k▼ 28.0%
The debt ratio falls from 33.1% to 23.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
76.9%▲
2024 · 66.9%
Current ratio
1.16▲
2024 · 0.75
Quick ratio
1.16▲
2024 · 0.75
Debt / equity
0.30▼
2024 · 0.49
ROE
15.5%▼
2024 · 35.5%
ROA
11.9%▼
2024 · 23.7%
Debt
€40k▼
2024 · €55k
Debt ≤ 1 year
€40k▼
2024 · €55k
Income taxes
€5k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€171k▲
Fixed assets21/28€125k€125k=
Tangible fixed assets22/27€125k€125k=
Land and buildings22€125k€125k=
Current assets29/58€41k€46k▲
Amounts receivable within one year40/41€10k€10k=
Trade receivables40€10k€10k=
Cash at bank and in hand54/58€31k€36k▲
Equity and liabilities
Total equity and liabilities10/49€166k€171k▲
Equity10/15€111k€131k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Legal reserve130€300€300=
Profit (loss) carried forward14€108k€128k▲
Amounts payable17/49€55k€40k▼
Amounts payable within one year42/48€55k€40k▼
Trade debts44€18k€11k▼
Suppliers440/4€18k€11k▼
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€18k€7k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€20k€20k=
Income statement
Code20242025
Turnover70-€120k
Goods, raw materials, services and sundry goods60/61-€82k
Other operating charges640/8€384€12k▲
Gross operating margin9900€54k€38k▼
Operating profit (loss)9901€54k€26k▼
Financial charges65/66B€210€234▲
Recurring financial charges65€210€234▲
Profit (loss) for the period before taxes9903€54k€26k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€39k€20k▼
Profit (loss) for the period to be appropriated9905€39k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€128k▲
Profit (loss) brought forward from the previous period14P€68k€108k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Equity above €100kEq €111k ▲55%
3 profitable years in a row build equity to €111k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2021net €56k ▲74.2%
Operating result €69k, net result €56k, both a record.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-06
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Acoz(NAL) 96120 Ham-sur-Heure-NalinnesGround area
822 m²
Building footprint
172 m²
Volume, LiDAR
980 m³
Parcel 56058B0359/00Y000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUCKY TWO
since 20202.303.963.202
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058B0359/00Y000 | Wallonia | 822 m² | 1 · 172 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.