LUCKY MAN
ActiveLUCKY MAN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €41k. Equity is growing by ~57.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.31 against 4.56 in 2024; short-term debt: 22.7% and cash: 66.5% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.3%
Return on assets
30.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-01-2026, 192 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
192 d early
2024
20 d early
2023
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 66.1%
2024 · €62k
2023: €32k
2024: €62k
2023 → 2025
Total assets
€133k▲ 69.4%
2024 · €79k
2023: €47k
2024: €79k
2023 → 2025
Net result
€41k▲ 30.8%
2024 · €31k
2023: €29k
2024: €31k
2023 → 2025
Working capital
€100k▲ 69.2%
2024 · €59k
2023: €29k
2024: €59k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€32k-€62k▲ 96.9%€103k▲ 66.1%
Operating result€38k-€40k▲ 5.5%€51k▲ 26.5%
Net result€29k-€31k▲ 6.9%€41k▲ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€3k▲ 2.4%
Current assets
€130k▲ 71.9%
Equity and liabilities €133k
Equity
€103k▲ 66.1%
Debt
€30k▲ 81.7%
The debt ratio rises from 21.2% to 22.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €41k
Cash flow
€42k▲
2024 · €32k
Solvency
77.3%▼
2024 · 78.8%
Current ratio
4.31▼
2024 · 4.56
Quick ratio
4.31▼
2024 · 4.56
Debt / equity
0.29▲
2024 · 0.27
ROE
39.8%▼
2024 · 50.6%
ROA
30.8%▼
2024 · 39.9%
Interest coverage
455.72▲
2024 · 58.83
Debt
€30k▲
2024 · €17k
Debt ≤ 1 year
€30k▲
2024 · €17k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€133k▲
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€1k▲
Current assets29/58€76k€130k▲
Amounts receivable within one year40/41€46k€39k▼
Trade receivables40€14k€6k▼
Other amounts receivable41€32k€33k▲
Cash at bank and in hand54/58€28k€89k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€79k€133k▲
Equity10/15€62k€103k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€59k€100k▲
Amounts payable17/49€17k€30k▲
Amounts payable within one year42/48€17k€30k▲
Trade debts44€895€192▼
Suppliers440/4€895€192▼
Taxes, remuneration and social security45€15k€29k▲
Taxes450/3€15k€29k▲
Other amounts payable47/48€833€583▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917€1k▲
Other operating charges640/8-€619
Gross operating margin9900€41k€53k▲
Operating profit (loss)9901€40k€51k▲
Financial income75/76B€807€2k▲
Recurring financial income75€807€2k▲
Financial charges65/66B€702€115▼
Recurring financial charges65€702€115▼
Profit (loss) for the period before taxes9903€40k€53k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€31k€41k▲
Profit (loss) for the period to be appropriated9905€31k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€100k▲
Profit (loss) brought forward from the previous period14P€29k€59k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €41k ▲30.8%
Operating result €51k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲66.1%
3 profitable years in a row build equity to €103k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri de Sagherstraat 69031 GentGround area
785 m²
Building footprint
159 m²
Volume, LiDAR
574 m³
Parcel 44017B0200/00H002, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LUCKY MAN
since 20232.344.107.542
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017B0200/00H002 | Flanders | 785 m² | 1 · 159 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 365 EUR awarded · 365 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 365 EUR | 365 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.