LUCKRA
ActiveLUCKRA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €421k and a net result of €-81k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▼-4
Solvency38▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.03 in 2023; short-term debt: 68.8% and cash: 1.2% of total assets), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.1%
Return on assets
-2.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-06-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d early
2023
35 d early
2022
31 d late
2021
30 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€421k▼ 16.1%
2023 · €501k
2018: €215k
2019: €205k
2020: €264k
2021: €301k
2022: €477k
2023: €501k
2018 → 2024
Total assets
€3.22M▲ 30.4%
2023 · €2.47M
2018: €982k
2019: €2.79M
2020: €2.66M
2021: €2.57M
2022: €2.56M
2023: €2.47M
2018 → 2024
Net result
€-81k
2023 · €24k
2018: €93k
2019: €-9k
2020: €58k
2021: €37k
2022: €176k
2023: €24k
2018 → 2024
Working capital
€-2.16M▼ 81.0%
2023 · €-1.19M
2018: €-48k
2019: €-1.20M
2020: €-1.18M
2021: €-1.19M
2022: €-1.09M
2023: €-1.19M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€264k-€301k▲ 14.2%€477k▲ 58.5%€501k▲ 5.1%€421k▼ 16.1%
Operating result€100k-€71k▼ 29.3%€273k▲ 287%€44k▼ 83.9%€-71k
Net result€58k-€37k▼ 36.0%€176k▲ 371%€24k▼ 86.1%€-81k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €71k after €44k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.22M
Fixed assets
€3.16M▲ 30.2%
Current assets
€58k▲ 42.2%
Equity and liabilities €3.22M
Equity
€421k▼ 16.1%
Debt
€2.80M▲ 42.3%
The debt ratio rises from 79.7% to 86.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€81k▼
2023 · €155k
Cash flow
€71k▼
2023 · €136k
Solvency
13.1%▼
2023 · 20.3%
Current ratio
0.03▼
2023 · 0.03
Quick ratio
0.03▼
2023 · 0.03
Debt / equity
6.66▲
2023 · 3.93
ROE
-19.2%▼
2023 · 4.9%
ROA
-2.5%▼
2023 · 1.0%
Interest coverage
8.13▼
2023 · 13.22
Debt
€2.80M▲
2023 · €1.97M
Debt ≤ 1 year
€2.22M▲
2023 · €1.23M
Debt > 1 year
€584k▼
2023 · €735k
Staff costs
€129
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.47M€3.22M▲
Fixed assets21/28€2.43M€3.16M▲
Tangible fixed assets22/27€2.43M€3.16M▲
Land and buildings22€2.31M€3.03M▲
Plant, machinery and equipment23€82k€72k▼
Furniture and vehicles24€33k€66k▲
Current assets29/58€41k€58k▲
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€13k€12k▼
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€25k€38k▲
Equity and liabilities
Total equity and liabilities10/49€2.47M€3.22M▲
Equity10/15€501k€421k▼
Contributions10/11€19k€19k=
Reserves13€468k€462k▼
Distributable reserves133€468k€462k▼
Profit (loss) carried forward14€15k€-60k▼
Amounts payable17/49€1.97M€2.80M▲
Amounts payable after more than one year17€735k€584k▼
Financial debts170/4€735k€584k▼
Amounts payable within one year42/48€1.23M€2.22M▲
Current portion of amounts payable after more than one year42€149k€151k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€16k€2k▼
Taxes450/3€13k€2k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€1.06M€2.06M▲
Income statement
Code20232024
Remuneration, social security and pensions62-€129
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€152k▲
Other operating charges640/8€23k€125k▲
Gross operating margin9900€178k€206k▲
Operating profit (loss)9901€44k€-71k▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€32k€-81k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€24k€-81k▼
Profit (loss) for the period to be appropriated9905€24k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€-66k▼
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer from equity791/2-€6k
Transfer to equity691/2€24k-
To other reserves6921€24k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-81k ▼431%
Net result drops to €-81k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €501k ▲5.1%
4 profitable years in a row build equity to €501k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €176k ▲371%
Operating result €273k, net result €176k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Parijsstraat 21980 ZemstGround area
1,971 m²
Building footprint
197 m²
Volume, LiDAR
994 m³
Parcel 23096A0315/00D000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUCKRA NV
since 19982.088.314.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096A0315/00D000 | Flanders | 1,971 m² | 1 · 197 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO JADO
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V.H.W. - IMMOBILIERE
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BODAC
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,768. 5,042 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-1998
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.